Index
Casebook of Indigenous Business Practices in Africa
ISBN: 978-1-80455-763-1, eISBN: 978-1-80455-762-4
Publication date: 16 August 2023
This content is currently only available as a PDF
Citation
(2023), "Index", Adeola, O. (Ed.) Casebook of Indigenous Business Practices in Africa, Emerald Publishing Limited, Leeds, pp. 245-251. https://doi.org/10.1108/978-1-80455-762-420231023
Publisher
:Emerald Publishing Limited
Copyright © 2023 Ogechi Adeola. Published under exclusive licence by Emerald Publishing Limited
INDEX
Accumulated Savings and Credit Associations (ASCAs)
, 142
Africa
agribusiness. See Indigenous agribusiness, Africa
business actors recommendations
, 238
business practices and management theory
, 227–228
business studies incorporation at education levels
, 237
culture
, 3–4
educators suggestions and recommendations
, 233–238
ethno-finance
, 5–6
ethno-manufacturing
, 5–6
financial services, indigenous practices and philosophies in
, 7–9
government and the third sector
, 239–240
indigenous knowledge systems theory
, 4–9
indigenous production
, 6
management consulting
, 236
multi- and inter-disciplinary research
, 234–235
qualitative research
, 233
research and scholarship
, 233
ROSCA
, 8
theory of
, 228–229
Theory of Indigenous Business Practice (TIBP)
, 228–229
trade
, 6
Ubuntu philosophy
, 5
African Continental Free Trade Area (AfCFTA)
, 214
African Development Bank (AfDB)
, 205–206
Agribusiness
, 206–208, 210–211, 220–221
Agricultural Credit Guarantee Scheme Fund (ACGSF)
, 150–154
Agricultural Development Program (ADP)
, 152–153
Apprenticeship practices
, 48
Association of Thrift Collectors (ATCI) Ibadan
, 155, 157, 147–150
advantages
, 148
challenges
, 148–149
context of
, 147–148
economic outcomes
, 150
formal financial institutions
, 149–150
Bank of Sierra Leone
, 127–128
Barclays Bank
, 128–129
Barter system
, 127
Belief systems
, 114–115
British West Africa Limited
, 128–129
Budgetary practices
, 116
Bukavu, small and medium enterprises (SMEs)
accounting and finance practices
, 109–111
context
, 107
cultural values
, 115–116
informal practices
, 115–116
interview analysis
, 109–116
leadership style
, 112
methodology
, 108
multi-site studies organisation
, 109
national cultures
, 113–115
organisation of operations
, 112
ownership structure
, 112
performance
, 115–116
selected companies
, 108
selecting criteria
, 108–109
value systems
, 113–115
Business sustainability
, 73–74, 80, 82
Butchery business sustainability, Ghana
, 53–57, 59–60
benefits and opportunities
, 60–61
challenges
, 61–62
demographic statistics
, 58
design and context
, 56–57
implications
, 63
interview guide
, 57–58
selection criteria
, 57–58
solutions
, 62–63
start-up
, 58–59
Case studies
case data analysis
, 79
case data gathering
, 78–79
case profiles
, 77–78
case selection
, 77
Cash journal
, 109–110
Central Bank of Nigeria (CBN)
, 151, 153
Chama Women’s Group in Rural Western Kenya
, 164–165
critical participatory action research (CPAR) method
, 172–173
digital finance skills
, 162–163
empirical and theoretical studies
, 162
ethical considerations
, 173
financial literacy
, 167–168, 171, 173–174
formal microfinance services
, 169
indigenous financial knowledge
, 167–168
indigenous pedagogies
, 174–175
methodology
, 172–173
numeracy
, 162–163
pooling of resources
, 163–164
Rotating Savings and Credit Association (ROSCA)
, 165–167
social and economic institutions
, 163
state-led and market-led interventions
, 171–172
Coffee processing factory, JR Farms
, 212
Common Market for Eastern and Southern Africa (COMESA)
, 214
Community engagement
, 174
Congolese national cultures
, 115
Corporate Affairs Commission (CAC)
, 147
Cost–benefit analysis
, 80–81
Credit Bureau Act
, 131–132, 2016
Credit Unions
, 131–132
Critical participatory action research (CPAR) method
, 172–173
Cultural values
, 3, 109, 115–116, 225–226
Dagombas/Nanumbas
, 61
Dashboards
, 111–112, 116
Debt issues
, 30–31
Demographic statistics
, 58
Digital finance skills
, 162–163
East African Community (EAC)
, 214
Ethical considerations
, 22, 79–80, 173
Ethno-finance
, 5–6
Ethno-manufacturing
, 5–6
Excel
, 116
Exchange theory (ET)
, 43–44, 49
Female business owners, Uganda
business sustainability
, 73–74, 80, 82
case data analysis
, 79
case data gathering
, 78–79
case profiles
, 77–78
case selection
, 77
case studies
, 75–77, 80
cost–benefit analysis
, 80–81
ethical considerations
, 79–80
indigenous entrepreneurship
, 72–75
proposed sustainability
, 80–82
Financial literacy
, 136, 167–168, 171, 173–174
Financial services, indigenous practices and philosophies in
, 7
Focus group discussions (FGD)
, 45–46
Food and Drug Authority
, 63
Formal adoption
, 113
Formal institutions, collaboration with
, 136–137
Formal microfinance services
, 169
Funds provider
, 132
Global North
, 107
Green Agribusiness Fund (GAF)
, 213
Gross domestic product (GDP)
, 107, 206
Grounded theory approach
, 22
Heads of managers
, 116
Indigenous African Enterprises (IAEs)
, 227
Indigenous agribusiness, Africa
African Development Bank (AfDB)
, 205–206
country context
, 206–207
JR Farms. See JR Farms
map of
, 207
methodology
, 207
Rwanda and Zambia country data
, 206
Indigenous entrepreneurship
, 72–75
Indigenous financial knowledge systems (IFKS)
, 167–168
Indigenous knowledge
culture
, 3–4
ethno-finance
, 5–6
ethno-manufacturing
, 5–6
financial services, indigenous practices and philosophies in
, 7
indigenous production
, 6
ROSCA
, 8
theory of indigenous knowledge systems
, 4–9
trade
, 6
Ubuntu philosophy
, 5
Indigenous pedagogies
, 174–175
Indigenous savings groups, Nigeria
Accumulated Savings and Credit Associations (ASCAs)
, 142
Alajo
, 142–143
Association of Thrift Collectors (ATCI) Ibadan
, 146–150
business actors implications
, 155–158
case studies on
, 144–154
monthly rotational savings among youth corps members, Ibadan
, 145–146
Rotating Savings and Credit Associations (ROSCAs)
, 142
Susu
, 142
Trust Fund Model (TFM)
, 150–154
Individual negotiation
, 109
Informal and unplanned social assistance
, 112–113
Informal assistance
, 112–113, 117
Informal Chama groups
, 166
Informal credit
, 128
Informal internal control
, 116
Informal practices
, 115–116
Informal value transfer systems (IVTS)
, 9
Institutional arrangements
, 137
International Fund for Agricultural Development (IFAD)
, 126, 153–154
Interview analysis
, 109–116
JR Farms
agribusiness
, 220–221
beginnings at
, 208–209
coffee processing factory
, 212
future mapping
, 219
government policies
, 214
indigenous strategies
, 218–219
International Labour Organization Regional Office
, 212
partnerships
, 210–213
Rwanda
, 209–210, 216
shaping model
, 217–218
small scale
, 213
social branding
, 217
value addition
, 210–213
Zambia
, 214–216
Katsina State Government
, 153–154
Kiswahili
, 46–48
Kuma
, 127
Labour Congress
, 135
Less formalised management accounting
, 116
Lift Above Poverty Organization (LAPO) microfinance bank
, 27–28
Likert-type scale
, 193–194
Maasai livestock traders, business negotiation at
advice from others
, 47
apprenticeship practices
, 48
assistance from relatives
, 47–48
exchange theory (ET)
, 43–44, 49
focus group discussions (FGD)
, 45–46
literature review
, 43–44
market intelligence, collecting
, 44–45
methodology
, 45–46
negotiation goals setting
, 46–47
participants’ profile
, 45
practical implication
, 49–50
pre-negotiation
, 44
Management control practices
, 105–107, 109, 113, 116–117
Mann–Whitney U test
, 198
Market intelligence, collecting
, 44–45
Membership recruitment
, 133
Micro- and macro-economic indicators
, 64
Micro Credit Scheme for Agricultural Development (MCSAD)
, 153
Microfinance
, 35, 127, 129, 144, 162, 165
Microfinance institutions (MFIs)
, 131
Money disbursement process
, 144–145
Monthly rotational savings among youth corps members, Ibadan
, 145–146
MPesa
, 172
Multi- and inter-disciplinary research
, 234–235
Multi-site studies organisation
, 109
Muslims
, 56, 137
National Board for Small Scale Industries (NBSSI)
, 54
National cultures
, 113–115
National Development Bank
, 128
National Stokvel Association of South Africa (NASASA)
, 186, 191–192
National Youth Service Corps (NYSC)
, 145
Nation’s money supply
, 128
Negotiation goals setting
, 46–47
Neighbourhood Weekly Rotational Savings (Ajo-Etile), Abeokuta Metropolis
money disbursement process
, 144–145
unstructured savings group
, 144
Nigeria
, 21–22
Accumulated Savings and Credit Associations (ASCAs)
, 142
Alajo
, 142–143
Association of Thrift Collectors (ATCI) Ibadan
, 146–150
business actors implications
, 155–158
case studies on
, 144–154
monthly rotational savings among youth corps members, Ibadan
, 145–146
Rotating Savings and Credit Associations (ROSCAs)
, 142
Susu
, 142
Trust Fund Model (TFM)
, 150–154
Non-governmental organisations (NGOs)
, 150–151
Non-specialised computer software
, 116
Normality test
, 194
Ose dúdú black soap entrepreneur
copyright challenge
, 28–29
debt issues
, 30–31
finance challenge
, 27–28
financial challenge
, 31–32
findings
, 32–33
grounded theory approach
, 22
methodology
, 21–22
other soap brands competition
, 32
policy recommendations
, 34–36
pricing issue
, 32
production challenges
, 26–29
sale challenges
, 29–32
sellers, large number of
, 29–30
socio-demographics of producers
, 23
socio-demographics of sellers
, 24–26
spiritual and antagonist challenges
, 28
succession challenge
, 29
support, lack of
, 31
weather challenge
, 26–27
Yoruba ethnic group
, 20–21
Ownership
, 79, 112, 165–166
Participant EK/ES/SLLC
, 127, 135–136
Pooling of resources
, 8, 163–164
Pre-negotiation
, 41–47
Primary butchery
, 55
Proposed sustainability
, 80, 82–83, 93
Purposive sampling technique
, 56–57
Returns on investment (ROIs)
, 218
Rotating Savings and Credit Association (ROSCA)
, 8, 142, 165, 167
challenges
, 135–136
community, needs of
, 134–135
composition
, 133
financial literacy
, 136
formal institutions, collaboration with
, 136–137
funds provider
, 132
goals and objectives
, 133
institutional arrangements
, 137
membership recruitment
, 133
methodology
, 127
needs of members
, 134
services offered
, 133–134
sustainability
, 135–136
Tawoponneh’s model
, 132
theoretical review
, 129–131
traditional indigenous business practice
, 127–129
Rotating Stokvel model, South Africa
building constructs application
, 195
constructs of
, 187–191
COVID-19
, 186
critique and discourse
, 184–187
Likert-type scale
, 193–194
location, samples distribution by
, 191–194
Mann–Whitney U test
, 198
membership distribution
, 192
methodology
, 191
National Stokvel Association of South Africa (NASASA)
, 186, 191–192
normality test
, 194
operations
, 187–191
performance
, 187–191
stages
, 190–191
Rotational saving and credit unions
, 128
Rural Development Loan
, 153–154
Rural Finance and Community Improvement Programme (RFCIP)
, 126
Rwanda
, 209–210, 216
Rwanda Development Board (RDB)
, 214
Rwanda Youth in Agribusiness Forum (RYAF)
, 211
Self-Help Groups Linkage Banking
, 151
Self-help savings group
, 154
Semi-annual control
, 109–110
Semi-structured savings group
, 155
Shell Petroleum Development Company (SPDC)
, 153
Sierra Leone
, 127, 129, 131–132
Sierra Leonean Government’s Social Safety Net Program (SSNP)
, 126
Sierra Leone Commercial Bank
, 128
Sierra Leone Labour Congress
, 127, 135
Small and medium enterprises (SMEs)
, 53–54, 60, 132, 155, 157
accounting and finance practices
, 109–111
context
, 107
cultural values
, 115–116
informal practices
, 115–116
interview analysis
, 109–116
leadership style
, 112
methodology
, 108
multi-site studies organisation
, 109
national cultures
, 113–115
organisation of operations
, 112
ownership structure
, 112
performance
, 115–116
selected companies
, 108
selecting criteria
, 108–109
value systems
, 113–115
Social and economic institutions
, 163
Social branding
, 217
Socio-cultural contexts
, 114
Socio-demographics
producers
, 23
sellers
, 24–26
Southern Africa Development Community (SADC)
, 215
Standard Chartered Bank
, 128
State-led and market-led interventions
, 171–172
Sustainability
, 53–57, 59–60, 73–76, 80, 82–83, 93, 95–96, 136, 184, 213, 226, 228–229
Susu
, 142
Table banking
, 162
Tamale Technical University
, 57
Tawoponneh’s model
, 132
Tawoponneh Traders Association
, 127, 132–133
Tax government
, 62
Theory of Indigenous Business Practice (TIBP)
, 228–229
definition
, 228
development
, 228
management
, 228
performance
, 229
sustainability
, 228–229
Theory of indigenous knowledge systems
, 4–9
Trade
, 6
Traditional indigenous business practice
, 127–129
Traditional methods
, 21
Triple Bottom Line (TBL) concept
, 73–74, 76, 94
Trust Fund Model (TFM)
, 150–151, 154
context of
, 150–151
establishment
, 151–152
features of
, 152
future outlook
, 154
impact of
, 153–154
modalities
, 152–153
Ubuntu philosophy
, 5
Union Trust Bank
, 128
United Nations (UN)
, 54
Value addition
, 210–213
Value systems
, 113–115
West Africa Currency Board (WACB)
, 128–129
Women Enterprise Fund
, 171–172
World Bank
, 126
Yoruba ethnic group
, 20–21
Yorubaland
, 29
Zairianization
, 107
Zambia
, 214–216
Zambia National Cassava Association (ZANACA)
, 215
- Prelims
- Chapter 1 Introduction to Casebook on Indigenous Business Practices in Africa – Volume II Trade, Production, and Financial Services
- Part 1 Indigenous Trade Practices and Production
- Chapter 2 Challenges of Indigenous Black Soap (Ọsẹ Dúdú) Entrepreneurs in Southwest Nigeria
- Chapter 3 Preparation for Business Negotiation at the Livestock Auction Market in Tanzania: The Case of Maasai Livestock Traders
- Chapter 4 Sustainability of Indigenous Butchery Business in Ghana
- Chapter 5 What Is Peculiar in the Sustainability Practices of Indigenous Female Business Owners in Uganda?
- Chapter 6 Informality, Control/Management Practices and Performance of Small Congolese Enterprises: A Focus on SMEs in the City of Bukavu
- Part 2 Indigenous Financial Practices
- Chapter 7 The Ecosystem of Indigenous Savings and Credit Association in Sierra Leone: Entrepreneurial Success or Nightmare?
- Chapter 8 Structure of Indigenous Savings Groups in Nigeria: Cases and Implications for Business Actors
- Chapter 9 Exploring the Financial Literacy of a Chama Women's Group in Rural Western Kenya
- Chapter 10 Rotating Stokvel Model for Entrepreneurial Success in South Africa: Validation of Constructs from a Case Study
- Part 3 Conclusions and Recommendations
- Chapter 11 Internationalisation of Indigenous Agribusiness in Africa: The Case of JR Farms in Rwanda and Zambia
- Chapter 12 Advancing Africa's Indigenous Business Practices: Recommendations for Educators and Business Actors
- Index