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This case study reports on the ways in which the five major clearing banks (Lloyds, Barclays, Midland, National Westminster and Williams and Glyn's) attempted to attract new student accounts at the beginning of the academic year 1978‐1979; how successful they were in obtaining these new accounts; and what were the major influences that attracted students to join particular banks.

The growth and nature of bank marketing during the past decade has been a reflection of the intensity of competition for personal savings within the financial sector and the development of financial services. Early in the 1970s, various competitive pressures finally led banks to adopt a marketing concept, both in theory and practice. The authors examine the use of advertising as a marketing tool and then explore the significance of media selection in the approaches adopted by the UK banks to market segmentation.

The authors are concerned with the problem of pricing the services provided by the clearing banks in the UK. Using group interviews, consumer attitudes to and perceptions of banking services are examined. Conclusions are drawn about the different benefits consumers receive from using banks and suggestions are made as to how these could be used as a basis for consumer‐orientated pricing policy.

Effective explicit algorithms for integrating complex elastoplastic constitutive models, such as those belonging to the Cam clay family, are described. These automatically divide the applied strain increment into subincrements using an estimate of the local error and attempt to control the global integration error in the stresses. For a given scheme, the number of substeps used is a function of the error tolerance specified, the magnitude of the imposed strain increment, and the non‐linearity of the constitutive relations. The algorithms build on the work of Sloan in 1987 but include a number of important enhancements. The steps required to implement the integration schemes are described in detail and results are presented for a rigid footing resting on a layer of Tresca, Mohr‐Coulomb, modified Cam clay and generalised Cam clay soil. Explicit methods with automatic substepping and error control are shown to be reliable and efficient for these models. Moreover, for a given load path, they are able to control the global integration error in the stresses to lie near a specified tolerance. The methods described can be used for exceedingly complex constitutive laws, including those with a non‐linear elastic response inside the yield surface. This is because most of the code required to program them is independent of the precise form of the stress‐strain relations. In contrast, most of the implicit methods, such as the backward Euler return scheme, are difficult to implement for all but the simplest soil models.

The purpose of this paper is to present a numerical investigation on pulsating heat pipe (PHP) to study the slug velocities as a function of various parameters.

The governing equation of PHP is solved using explicit embedded Runge‐Kutta method, the Dormand–Prince pair in conjunction with MATLAB with the nomenclature 45 for the determination of displacement and the velocity of the slug.

The results show that lower fill ratio, higher diameter, higher operating temperature and higher temperature difference between evaporator and condenser for a given working fluid results in higher slug velocities, indicating higher momentum transfer and hence better heat transport.

Under steady state conditions, the design of a PHP is facilitated through the introduction of non‐dimensional numbers.

The displacement and slug velocities for additional working fluids, namely ethanol and methanol, are determined for the first time. The behaviour of non‐dimensional numbers, i.e. Poiseuille number, capillary number and Eckert number in a PHP as a function of various parameters have been studied for the first time.

This paper aims to develop a model that reflects the current transformer (CT) core materials nonlinearity. The model enables simulation and analysis of the CT excitation current that includes the inductive magnetizing current and the resistive excitation current.

A nonlinear CT model is established with the magnetizing current as the solution variable. This model presents the form of a nonlinear differential equation and can be solved discretely using the Runge–Kutta method.

By simulating variations in the excitation current for different primary currents, loads and core materials, the results demonstrate that enhancing the permeability of the B–H curve leads to a more significant improvement in the CT ratio error at low primary currents.

The proposed model has three obvious advantages over the previous models with the secondary current as the solution variable: (1) The differential equation is simpler and easier to solve. Previous models contain the time differential terms of the secondary current and excitation flux or the integral term of the flux, making the iterative solution complicated. The proposed model only contains the time differential of the magnetizing current. (2) The accuracy of the excitation current obtained by the proposed model is higher. Previous models calculate the excitation current by subtracting the secondary current from the converted primary current. Because these two currents are much greater than the excitation current, the error of calculating the small excitation current by subtracting two large numbers is greatly enlarged. (3) The proposed model can calculate the distorted waveform of the excitation current and error for any form of time-domain primary current, while previous models can only obtain the effective value.

The purpose of this study is to introduce a new numerical scheme with no stability condition and high-order accuracy for the solution of two-dimensional coupled groundwater flow and transport simulation problems with regular and irregular geometries and compare the results with widely acceptable programs such as Modular Three-Dimensional Finite-Difference Ground-Water Flow Model (MODFLOW) and Modular Three-Dimensional Multispecies Transport Model (MT3DMS).

The newly proposed numerical scheme is based on the method of lines (MOL) approach and uses high-order approximations both in space and time. Quintic B-spline (QBS) functions are used in space to transform partial differential equations, representing the relevant physical phenomena in the system of ordinary differential equations. Then this system is solved with the DOPRI5 algorithm that requires no stability condition. The obtained results are compared with the results of the MODFLOW and MT3DMS programs to verify the accuracy of the proposed scheme.

The results indicate that the proposed numerical scheme can successfully simulate the two-dimensional coupled groundwater flow and transport problems with complex geometry and parameter structures. All the results are in good agreement with the reference solutions.

To the best of the authors' knowledge, the QBS-DOPRI5 method is used for the first time for solving two-dimensional coupled groundwater flow and transport problems with complex geometries and can be extended to high-dimensional problems. In the future, considering the success of the proposed numerical scheme, it can be used successfully for the identification of groundwater contaminant source characteristics.

Describes the efforts of the owner/directors of a private limited company to put into place a succession strategy. Considers three major themes: second generation entrepreneurs/management succession; action learning as a human resource development strategy and philosophy; and the learning organization. Concludes that people (and organizations) “learn” best from the priorities of the business, once they have been identified, and that organizational learning is really based on institutionalization of what has been learned – requisite learning.

This paper aims to propose a robust kinematic controller based on sliding mode theory designed to solve the trajectory tracking problem and also the formation control using the leader–follower strategy for nonholonomic differential-drive wheeled mobile robots with a PD dynamic controller.

To deal with classical sliding mode control shortcomings, such as the chattering and the requirement of a priori knowledge of the limits of the effects of disturbances, an immune regulation mechanism-inspired approach is proposed to adjust the control effort magnitude adaptively. A simple fuzzy boundary layer method and an adaptation law for the immune portion gain online adjustment are also considered. An obstacle avoidance reactive strategy is proposed for the leader robot, given the importance of the leader in the formation control structure.

To verify the adaptability of the controller, obstacles are distributed along the reference trajectory, and the simulation and experimental results show the effectiveness of the proposed controller, which was capable of generating control signals avoiding chattering, compensating for disturbances and avoiding the obstacles.

The proposed design stands out for the ability to adapt in a case involving obstacle avoidance, trajectory tracking and leader–follower formation control by nonholonomic robots under the incidence of uncertainties and disturbances and also considering that the immune-based control provided chattering mitigation by adjusting the magnitude of the control effort, with adaptability improved by a simple integral-type adaptive law derived by Lyapunov stability analysis.

The purpose of this paper is to find an omnidirectional robust gust response stabilization (GRS) scheme with anti-disturbance and state-limited features.

Disturbance observer and barrier Lyapunov techniques, which can, respectively, estimate the lumped disturbances of the dynamic system in real-time and ensure the middle states within some prescribed ranges according to some flight safety indexes.

In the existing literature, almost all of the GRS controllers are either only for the longitudinal dynamics or only for the latitudinal dynamics. Few studies have considered the gust response alleviation problem with omnidirectional wind disturbance and full aircraft model.

This paper proposes a fresh scheme to deal with a more holistic GRS problem; the disturbance observer based (DOB) barrier Lyapunov backstepping longitudinal controller has been put forward; DOB nonlinear dynamic inversion to handle the multi-input-multi-output lateral dynamics; and to closely connect the two loops of the latitudinal dynamics, a manipulating variable conversion method is proposed.