Re‐thinking the regulatory environment of credit reporting: Could legislation stem privacy and discrimination concerns?
Journal of Financial Regulation and Compliance
ISSN: 1358-1988
Article publication date: 1 July 2006
Abstract
Purpose
This paper examines the activities carried out in the UK by credit refer agencies, current business practices, and the legal standing of credit reporting.
Design/methodology/approach
Legal analysis that aims to demonstrate that the current legal framework is inadequate.
Findings
It suggests areas and issues for further legal debate and policy consideration. Ultimately, this study puts forward the case for specific legislative intervention to strike a balance between privacy rights, discrimination concerns, and the needs of the credit industry.
Originality/value
Little or no research has been conducted on the topic by lawyers.
Keywords
Citation
Ferretti, F.F. (2006), "Re‐thinking the regulatory environment of credit reporting: Could legislation stem privacy and discrimination concerns?", Journal of Financial Regulation and Compliance, Vol. 14 No. 3, pp. 254-272. https://doi.org/10.1108/13581980610685856
Publisher
:Emerald Group Publishing Limited
Copyright © 2006, Emerald Group Publishing Limited