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Re‐thinking the regulatory environment of credit reporting: Could legislation stem privacy and discrimination concerns?

Federico F. Ferretti

Journal of Financial Regulation and Compliance

ISSN: 1358-1988

Article publication date: 1 July 2006

784

Abstract

Purpose

This paper examines the activities carried out in the UK by credit refer agencies, current business practices, and the legal standing of credit reporting.

Design/methodology/approach

Legal analysis that aims to demonstrate that the current legal framework is inadequate.

Findings

It suggests areas and issues for further legal debate and policy consideration. Ultimately, this study puts forward the case for specific legislative intervention to strike a balance between privacy rights, discrimination concerns, and the needs of the credit industry.

Originality/value

Little or no research has been conducted on the topic by lawyers.

Keywords

Citation

Ferretti, F.F. (2006), "Re‐thinking the regulatory environment of credit reporting: Could legislation stem privacy and discrimination concerns?", Journal of Financial Regulation and Compliance, Vol. 14 No. 3, pp. 254-272. https://doi.org/10.1108/13581980610685856

Publisher

:

Emerald Group Publishing Limited

Copyright © 2006, Emerald Group Publishing Limited

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