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What is the current level of integration of the retail and wholesale banking sectors in the European Union (EU) countries, and what are the main factors and challenges affecting it? What are the solutions to promote the integration and convergence of the retail banking sector in the European countries?.

Evaluated the level of integration of the banking sector, focusing on the EU banking context, retail banking especially. The paper will adopt a comprehensive and multidimensional approach, considering different criteria and indicators of integration, such as price, quantity and information, as well as different segments and dimensions of the EU banking sector, such as wholesale and retail, assets and liabilities, products, services, price indicators and institutions and markets.

It reveals that while significant integration has been realized in domains like the money market and wholesale banking, it is less pronounced in the retail banking and capital markets.

This paper is an original research. The entire study belongs to me.

The purpose of this paper that will address in this paper are: how to implement and test a reliable Block-chain-based energy system for the EU energy payments and logistic? What are the main results, impacts and implications of a Block-chain-based energy system for the EU energy payments and logistic?

The main aim of this study is to propose a Block-chain-based method to offer a secure, reliable and transparent method for energy logistic and payments for European Energy Transactions. To accomplish that aim, the research method of the study follows the design science research approach of smart contracts in the EU Energy logistic and payments. This research approach mainly consists of five sequential steps which are (1) problem and motivation identification, (2) solution objectives definition, (3) design and development and (4) demonstration and evaluation.

Results of data model demonstrate that the Block-chain-based energy system here can be used for any EU energy payments and logistics. Based on the data results of the model that mentioned above enhance the security and the integrity of the energy payments and logistic by using cryptographic techniques and consensus mechanisms to prevent and detect any tampering or falsification of the data on the Block-chain.

This paper represents a genuine piece of research that contributes to the field by providing new insights and understanding. The findings presented are the result of rigorous analysis and have not been previously published or submitted elsewhere for consideration.

This paper aims to analyze and provide insight on the algorithms for the optimization of construction site layout planning (CSLP). It resolves problems, such as the selection of suitable algorithms, considering the optimality, optimization objectives and representation of layout solutions. The approaches for the better utilization of optimization algorithms are also presented.

To achieve the above, existing records (results = 200) were selected from three databases: Web of Science, ScienceDirect and Scopus. By implementing a systematic protocol, the articles related to the optimization algorithms for the CLSP (results = 75) were identified. Moreover, various related themes were collated and analyzed according to a coding structure.

The results indicate the consistent and increasing interest on the optimization algorithms for the CLSP, revealing that the trend in shifting to smart approaches in the construction industry is significant. Moreover, the interest in metaheuristic algorithms is dominant because 65.3% of the selected articles focus on these algorithms. The optimality, optimization objectives and solution representations are also important in algorithm selection. With the employment of other algorithms, self-developed applications and commercial software, optimization algorithms can be better utilized for solving CSLP problems. The findings also identify the gaps and directions for future research.

The selection of articles in this review does not consider the industrial perspective and practical applications of commercial software. Further comparative analyses of major algorithms are necessary because this review only focuses on algorithm types.

This paper presents a comprehensive systematic review of articles published in the recent decade. It significantly contributes to the demonstration of the status and selection of CLSP algorithms and the benefit of using these algorithms. It also identifies the research gaps in knowledge and reveals potential improvements for future research.