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This chapter investigates the presence of a difference in the systemic risk level between Islamic and conventional banks in Bangladesh. The authors compare systemic resilience of three types of banks: fully fledged Islamic banks, purely conventional banks (CB), and CB with Islamic windows. The authors use the market-based systemic risk measures of marginal expected shortfall and systemic risk to identify which type is more vulnerable to a systemic event. The authors also use ΔCoVaR to identify which type contributes more to a systemic event. Using a sample of observations on 27 publicly traded banks operating over the 2005–2014 period, the authors find that CB is the least resilient sector to a systemic event, and is the one that has the highest contribution to systemic risk during crisis times.

This paper investigates the private housing in Hong Kong in terms of flexibility. Since the last few decades Hong Kong Government is steadily endeavoring to achieve a sustained and healthy development of private housing property market. With Hong Kong's economy on the rise, and its fertility rate being one of the lowest in the world, more people are looking for increased space standards even for higher price. Currently, around two-third of the population of Hong Kong lives in private flats. However, it is observed that these flats, especially the highrise housing estates do not come as open shell like the public housing estates do. This paper at first identifies the major prototypes of contemporary private housings built in the past few decades. Then it compares the flexibility of different prototypes in four sequential levels of construction i.e structure, envelop, building services and infill. Flexibility is measured by means of potential layout options that the users practice inside these prototypes. It finds that some prototypes offer more flexibility than the others. It concludes that flexibility in recent private flats is gradually reducing. But on a positive note, they are offering more varieties in size and layout design in order to meet the increasing demand in spatial standards.

Purpose: Risk is a multifaceted concept, and its identification requires complex approaches that are often misunderstood. The consequence is that decisions are based on limited perception rather than the full value and meaning of what risk is, as a result, the way it is being tackled is incorrect. The individuals are often limited in their perceptions and ideas and do not embrace the full multifaceted nature of risk. Regulators and individuals want to follow norms and checklists or overuse models, simulations, and templates, thereby reducing responsibility for decision-making. At the same time, the wider use of technology and rules reduces the critical thinking of individuals. We advance the automation process by building robots that follow protocols and forget about the part of risk assessment that cannot be programed. Therefore, with this study, the objective of this study was to discover how people define risk, the influencing factors of risk perception and how they behave toward this perception. The authors also determine how the perception differed with age, gender, marital status, education level and region. The novelty of the research is related to individual risk perception during COVID-19, as this is a new and unknown phenomenon. Methodology: The research is based on the analysis of the self-administered purposely designed questionnaires we distributed across different social media platforms between February and June 2020 in Europe and in some cases was carried out as a interview over communication platforms such as “Skype,” “Zoom” and “Microsoft Teams.” The questionnaire was divided into four parts: Section 1 was designed to collect demographic information from the participants; Section 2 included risk definition statements obtained from literature and a preliminary discussion with peers; Section 3 included risk behavior statements; and Section 4 included statements on risk perception experiences. A five-point Likert Scale was provided, and participants were required to answer along a scale of “1” for “Strongly Agree” to “5” for “Strongly Disagree.” Participants also had the option to elaborate further and provide additional comments in an open-ended box provided at the end of the section. 466 valid responses were received. Thematic analysis was carried out to analyze the interviews and the open-ended questions, while the questionnaire responses were analyzed using various quantitative methods on IBM SPSS (version 23). Findings: The results of the analysis indicate that individuals evaluate the risk before making a decision and view risk as both a loss and opportunity. The study identifies nine factors influencing risk perception. Nevertheless, it must be emphasized that we can continue to develop models and rules, but as long as the risk is not understood, we will never achieve anything.

The purpose of this paper is the coupled nonlinear fractal Schrödinger system is defined by using fractal derivative, and its variational principle is constructed by the fractal semi-inverse method. The approximate analytical solution of the coupled nonlinear fractal Schrödinger system is obtained by the fractal variational iteration transform method based on the proposed variational theory and fractal two-scales transform method. Finally, an example illustrates the proposed method is efficient to deal with complex nonlinear fractal systems.

The coupled nonlinear fractal Schrödinger system is described by using the fractal derivative, and its fractal variational principle is obtained by the fractal semi-inverse method. A novel approach is proposed to solve the fractal model based on the variational theory.

The fractal variational iteration transform method is an excellent method to solve the fractal differential equation system.

The author first presents the fractal variational iteration transform method to find the approximate analytical solution for fractal differential equation system. The example illustrates the accuracy and efficiency of the proposed approach.

Flow induced by rotating disks is of great practical importance in several engineering applications such as rotating heat exchangers, turbine disks, pumps and many more. The present research has been freshly displayed regarding the implementation of an engine oil-based Casson tri-hybrid nanofluid across a rotating disk in mass and heat transferal developments. The purpose of this study is to contemplate the attributes of the flowing tri-hybrid nanofluid by incorporating porosity effects and magnetization and velocity slip effects, viscous dissipation, radiating flux, temperature slip, chemical reaction and activation energy.

The articulated fluid flow is described by a set of partial differential equations which are converted into one set of higher-order ordinary differential equations (ODEs) by using convenient conversions. The numerical solution of this transformed set of ODEs has been spearheaded by using the effectual bvp4c scheme.

The acquired results show that the heat transmission rate for the Casson tri-hybrid nanofluid is intensified by, respectively, 9.54% and 11.93% when compared to the Casson hybrid nanofluid and Casson nanofluid. Also, the mass transmission rate for the Casson tri-hybrid nanofluid is augmented by 1.09% and 2.14%, respectively, when compared to the Casson hybrid nanofluid and Casson nanofluid.

The current investigation presents an educative response on how the flow profiles vary with changes in the inevitable flow parameters. As per authors’ knowledge, no such scrutinization has been carried out previously; therefore, our results are novel and unique.

Financing retirement is an important aspect of later life that is related to overall healthy living and wellbeing. Very little is known about the attitudes of people towards their individual future retirement plans, accrued savings or even finances once they are into old age. There are no comparative studies across geographical regions that may help with understanding the complex behaviour of individuals and social norms. This chapter examines how life in retirement in the United Kingdom and Hong Kong is financed while also capturing regional disparities. This study uses data collected from primary sources in both territories. Quantitative analysis was carried out in order to answer key research questions. The findings suggest that employees plan to work longer than their actual retirement age and are not prepared for retirement whereas educated and higher income groups generally have savings plans in place to finance their later lives. These findings have significant implications for organisations and policy makers.

This paper aims to review some effective methods for fully fourth-order nonlinear integral boundary value problems with fractal derivatives.

Boundary value problems arise everywhere in engineering, hence two-scale thermodynamics and fractal calculus have been introduced. Some analytical methods are reviewed, mainly including the variational iteration method, the Ritz method, the homotopy perturbation method, the variational principle and the Taylor series method. An example is given to show the simple solution process and the high accuracy of the solution.

An elemental and heuristic explanation of fractal calculus is given, and the main solution process and merits of each reviewed method are elucidated. The fractal boundary value problem in a fractal space can be approximately converted into a classical one by the two-scale transform.

This paper can be served as a paradigm for various practical applications.

The hybrid nanofluid flow due to a rotating disk has numerous applications, including centrifugal pumps, paper production, polymers dying, air filtration systems, automobile cooling and solar collectors. This study aims to investigate the convective heat transport and magnetohydrodynamics (MHD) hybrid nanofluid flow past a stretchable rotating surface using the Yamada-Ota and Xue models with the impacts of heat generation and thermal radiation.

The carbon nanotubes such as single-wall carbon nanotubes and multi-wall carbon nanotubes are suspended in a base fluid like water to make the hybrid nanofluid. The problem’s governing partial differential equations are transformed into a system of ordinary differential equations using similarity transformations. Then, the numerical solutions are found with a bvp4c function in MATLAB software. The impacts of pertinent parameters on the flow and temperature fields are depicted in tables and graphs.

Two solution branches are discovered in a certain range of unsteadiness parameters. The fluid temperature and the rate of heat transport are enhanced when the thermal radiation and heat generation effects are increased. The Yamada-Ota model has a higher temperature than the Xue model. Furthermore, it is observed that only the first solution remains stable when the stability analysis is implemented.

To the best of the authors’ knowledge, the results stated are original and new with the investigation of MHD hybrid nanofluid flow with convective heat transfer using the extended version of Yamada-Ota and Xue models. Moreover, the novelty of the present study is improved by taking the impacts of heat generation and thermal radiation.

With the technological advancements in the sphere of hospitality and tourism, the significant development has been pragmatic in the industry structures, processes and practices. The worth of innovation in the tourism industry is multifaceted which not only resulted in costs reduction, enhance operational efficiency and service quality upgrade but also enhanced customer experience. This chapter aims to review the articles, papers and books chapters published in various journals in the hospitality and tourism industry area through the lens of technological developments and disruptive innovations. Preferred Reporting Items for Systematic Reviews and Meta-Analysis (PRISMA) protocol, VOSviewer and word cloud are the tools applied for papers selection, analysis and the visual representation of the most researched themes. The findings reveal that the many researches being conducted post 2016 in this sphere. The information and communications technology (ICT) devices usage, robotics, artificial intelligence (AI), Radio Frequency Identification (RFID), Blockchain technology (BCT), and digital payments are considered as the crucial factors. The study emphasizes to put on better understanding of innovative disruptions in this sphere, layout plan for future research, and enable the decision-makers and authorities to make futuristic policies to stay competitive.