Hsien-yu Yin, Soushan Wu and Ding-yuan Chen
The purpose of this paper is mainly to review the existing substitute relationship between capital regulation and deposit insurance system in Taiwan. We conclude a converse…
Abstract
The purpose of this paper is mainly to review the existing substitute relationship between capital regulation and deposit insurance system in Taiwan. We conclude a converse relationship exists between variable deposit insurance system and risk-based capital regulation, decrease of one can substitute for increase of another. After examining the impact of regulatory changes on banks' returns and risks during the period 1985 to 2000 in Taiwan, we find out that reducing fixed insurance rate and adopting risk-based capital regulation, the improvement on banks' return to risk ratio is significant. However, it is not significant following the implementation of variable-rate system.
Fengyi Lin, Olivia R.L. Sheng and Soushan Wu
The eChain type of bank accounting information system (eCBAS) is proposed to facilitate standard business document electronic exchanges between banks, central factories, and their…
Abstract
Purpose
The eChain type of bank accounting information system (eCBAS) is proposed to facilitate standard business document electronic exchanges between banks, central factories, and their satellite vendors in the virtual world. This framework integrates various software applications, running on a variety of platforms and/or frameworks facilitating the electronic exchange of standard business documents.
Design/methodology/approach
Instead of scrapping legacy systems, this framework takes advantage of web services, XBRL, web intelligent, pre‐warning systems and security technologies to improve the quality and accuracy of accounting information, supporting continuous monitoring and auditing.
Findings
Through eCBAS, financial institutes can now closely monitor the cash or production flows of their satellite vendors. Commercial banks can shorten the loan application periods and also offer quick loans with low‐cost capital to domestic small and medium satellite vendors at different operating stages.
Originality/value
This framework integrates a value chain product view to stress that all value chain activities be coupled together including account activities and fund capitalization. For concept verification, this paper presents a HNCB prototype bank accounting system based on the eCBAS framework. The successful implementation of eCBASs will provide banks/customers an increased level of comfort allowing transaction processing to be continued in an accurate, complete and highly controlled environment.
Details
Keywords
Edward J.Y. Lin, J.H.W. Penm, R.D. Terrell and Soushan Wu
In this paper the techniques of zero-non-zero (ZNZ) patterned vector autoregressive modelling are utilized to examine two issues associated with the European single currency – the…
Abstract
In this paper the techniques of zero-non-zero (ZNZ) patterned vector autoregressive modelling are utilized to examine two issues associated with the European single currency – the euro. First, “Granger causality” is employed to examine the causal linkages between the euro exchange rate, the euro area money supply and the gross domestic product (GDP) growth in the euro area. Second, we examine the hypothesis that the euro has become a major influence on international stock markets by testing for the causal relationships between movements in the euro exchange rate, the U.K. pound exchange rate and the London stock market index.
Ching‐I Teng, Fan‐Chen Tseng, Ye‐Sho Chen and Soushan Wu
As a popular entertainment form, online gaming is a significant global industry with millions of customers. However gaming misbehaviours (gamer behaviours that violate generally…
Abstract
Purpose
As a popular entertainment form, online gaming is a significant global industry with millions of customers. However gaming misbehaviours (gamer behaviours that violate generally accepted norms) and their impact on other gamers have received little attention. This study thus aims to examine five online gaming misbehaviours (i.e. account theft, cheating, bullying, profanity, and hoarding of advantageous locations) and how they influence other gamers in terms of anger and continuance intention (intention to repetitively play a specific game).
Design/methodology/approach
The study sample comprises 767 online gamers who provided valid responses to an online survey. The hypotheses are tested using structural equation modelling.
Findings
Analytical results indicate that profanity and hoarding of advantageous locations anger other gamers, reducing continuance intention.
Practical implications
The analytical results suggest that game providers should focus on reducing gaming misbehaviours such as profanity and hoarding of advantageous locations.
Originality/value
This study contributes to the literature by investigating the misbehaviours in online games and their impact.
Details
Keywords
Sajad Rezaei, Muslim Amin and Wan Khairuzzaman Wan Ismail
Prior studies mostly investigate initial shopping intention in developed countries. The purpose of this paper is to sketch and determine the impact of perceived usefulness (PU)…
Abstract
Purpose
Prior studies mostly investigate initial shopping intention in developed countries. The purpose of this paper is to sketch and determine the impact of perceived usefulness (PU), perceived ease of use (PEOU), perceived value (PV), trust (TRT), perceived risk (PR), privacy concern (PC), internet literacy (IL), satisfaction (SAT) on online repatronage intention (ORI) among Malaysian experienced online shoppers.
Design/methodology/approach
A total of 219 valid questionnaires were collected via an online survey among experienced online shoppers across young and old students aged 18-31. Subsequently, the two-step structural equation modelling (SEM) technique was employed to empirically examine the proposed integrative theoretical research framework and model fit with maximum likelihood estimation.
Findings
The statistical analyses support the relationships between PU, PV, TRT and SAT with ORI while the relationships between PEOU, PR, PC and IL with ORI were rejected in which all the factors affecting ORI occur similarly across the study sample. The behaviour of experienced online shoppers was found to be different from findings of previous literature that examined initial adoption and intention. Due to the lack of distinction in the literature concerning experienced and inexperienced shoppers, our results show inconsistencies with prior research in examining ORI.
Research limitations/implications
The paper suggests that future research consider multicultural analysis, atmosphere design, developing internet methodology and the role of flow experience in determining ORI. The research limitations and implications are also discussed.
Practical implications
By realizing the differences between inexperienced shoppers and experienced shoppers, online retailers should segment these groups more effectively and should implement a different marketing strategy to target the right segment, right shoppers along with the right marketing tactic. The antecedents of future intention of online shopping are influenced by various variables because the human behaviour is sophisticated in nature. Thus, academicians and practitioners should realize the implications of examining their target population/market based on an assessment of different antecedents.
Originality/value
This study is among the few attempts to examine attitudes and behaviour of Malaysian experienced online shoppers who have formed relevant experiences and skills in online shopping. Additionally, the paper empirically examine and distinct user perception of online retail attributes (including PU, PEOU, PV and PR), pre-purchase user attitudes (including TRT, PC, IL) and post-purchase users attitudes (including SAT) in forming ORI simultaneously.