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The purpose of this study is to clarify theory and identify factors that could explain the level of fintech continuance intentions with an expectation confirmation model that integrates self-efficacy theory.

With data collected from 753 fintech users, this study applies partial least square structural equation modeling to compare and select the research model with the most predictive power.

The results show that financial self-efficacy, technological self-efficacy and confirmation positively affect perceived usefulness. Among these factors, financial self-efficacy and technological self-efficacy have both direct and indirect effects through confirmation on perceived usefulness. Perceived usefulness and confirmation are positively related to satisfaction. Finally, perceived usefulness and satisfaction positively influence fintech continuance intentions.

To the best of our knowledge, this is one of the earliest studies that investigates the effect of domain-specific self-efficacy on fintech continuance intentions, which enriches the existing research on fintech and deepens our understanding of users' fintech continuance intentions. We distinguish between financial self-efficacy and technological self-efficacy and specify the relationship between self-efficacy and continuance intentions. Moreover, this study highlights the importance of assessing a model's predictive power using the PLSpredict technique and provides a reference for model selection.

This study aims to examine the association between risk tolerance and risky investment intention with financial literacy as a moderating variable. The proposed relationship was explored specifically for millennials.

The questionnaire was divided into three segments to assess millennials' financial literacy, risk tolerance and risky investment intention. This study uses survey data from 402 millennial investors residing in Delhi-NCR region. The authors exploited PLS-SEM for the analysis because the model involved higher-order constructs.

The findings revealed that financial literacy has a negative impact on risky investment intention. Further, risk tolerance had a positive and significant influence on risky investment intention; however, when financial literacy was added as a moderating variable in this relationship, it had a negative impact on risky investment intention.

Every generation has its quirks, and millennials are no exception. Given their age and sheer number, leading to their dominance in the global workforce, millennials will bring about a generational shift. Awareness of Gen Y's financial literacy and risk behavior enhances their ability to make informed financial decisions, thus proving beneficial not only to them, but also to the whole economy. This will also help policymakers and institutions to introduce financial literacy programs and financial products in alignment with their needs and preferences.

Good earnings quality (EQ) provides reasonable assurance as to the reliability of future cash-flow generation capability of the borrowing firms and thereby mitigates the credit risk of the banks. Against the backdrop of the stressed-assets problem in public-sector banks in India, adversely impacting the public finance system, this paper aims to explore the role of EQ of the borrowers in obtaining bank credit and the ways to mitigate the problem.

Using a sample of listed 3,486 non-financial and non-government firms, the authors apply Jones (1991) model to estimate their EQ. Then, the authors conduct Hausman’s (1970) test and find the existence of a two-way relation between bank finance and EQ. The authors adopt a two-stage least-square regression model to test the nature of the association between the two after controlling for firm and industry-level characteristics.

The empirical results suggest that there exists a two-way negative association between EQ and bank finance implying that the Indian firms tend to report abnormal accruals to enhance tangibility for enjoying higher credit limits and easier access to bank finance. Also, the poor EQ is associated with earnings volatility, adversely impacting the credit quality. The findings are consistent.

The study highlights the role of EQ in mitigating credit risk and addressing adverse selection problems in granting credit by practicing bankers.

The findings of the study enrich the literature on EQ, capital structure, agency theory and public finance in several ways and have significant ethical and policy implications in bank-finance-led economies.

This study aims to investigate the behavior of vegetable oil with two additives. Base oil’s tribological qualities can be improved with the help of several additions. In the present investigation, soybean oil is served as the foundational oil due to its eco-friendliness and status as a vegetable oil with two additives, named polytetrafluoroethylene (PTFE) and molybdenum disulfide (MoS₂).

As additives, PTFE and MoS₂ are used; PTFE is renowned for its anti-friction (AF) properties, while MoS₂ is a solid lubricant with anti-wear (AW) properties. This investigation examines the synergistic impact of AF and AW additions in vegetable oil. The lubricity of the base oil is measured by using a four-ball tester, and the wear properties of the oil at different additive amounts are determined by using a universal tribometer.

PTFE (at 5 Wt.%) and MoS₂ (at 1 Wt.%) were found to improve the tribological performance of the base oil. The weld load is significantly increased when 5 Wt.% of PTFE + MoS₂ is added to the base oil.

A better tribological characteristic can be achieved by combining additives that amount to less than 1% of the base oil. In experiments with highly concentrated MoS₂, the adequate pressure improved dramatically, but the lubricant’s tribological characteristics did not.

The peer review history for this article is available at: https://publons.com/publon/10.1108/ILT-11-2022-0321/

Blockchain technology (BCT), since its emergence touted to be disruptive, is gaining momentum, especially in the agri-food system owing to its multiple benefits.

The authors attempted to conduct a systematic bibliometric visualization analysis of the BCT in the agri-food system. The analysis investigated the list of countries and institutions that conducted research on BCT in agriculture, growth trend analysis in research publications, bibliographic coupling of journals using the VOSviewer tool, and the countries and institutions researching BCT.

The authors discovered that China, the USA and India were the highly active countries in BCT research and publication. However, India has only limited research collaboration with other countries as compared to China and the USA. The keyword analysis indicates the role of BCT in order to maintain the transparency of the supply chain by means of protecting the privacy of the personal data of the stakeholders.

More research related to the implementation of BCT in livestock, fishery and agro-forestry sector is recommended.

The case examined is of particular interest as it is concerned with efficient supply chain management.

This study adds value and evidence to the scope and benefits of BCT by providing a comprehensive literature review, with a special focus on the opportunities and challenges concerned with implementation of BCT in the Indian agri-food system.

1. Blockchain technology (BCT) – a promising tool to resolve issues in agriculture supply chain.

2. BCT ensures transparency and protection of information along the supply chain transactions.

3. China, the USA and India are the highly active countries in BCT research and publication.

4. Multiple potential benefits to stakeholders are attributed to the BCT in the agri-food system.

5. The key challenge is to bridge the digital gap between developed and developing nations.

6. Future research on BCT should aim at easing and undistorted competition among stakeholders.

Blockchain technology (BCT) – a promising tool to resolve issues in agriculture supply chain.

BCT ensures transparency and protection of information along the supply chain transactions.

China, the USA and India are the highly active countries in BCT research and publication.

Multiple potential benefits to stakeholders are attributed to the BCT in the agri-food system.

The key challenge is to bridge the digital gap between developed and developing nations.

Future research on BCT should aim at easing and undistorted competition among stakeholders.