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Article
Publication date: 11 September 2007

Savita Shankar

Existing literature indicates that transaction costs are a major contributor to high interest rates on microcredit loans. The purpose of the study was to examine the composition…

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Abstract

Purpose

Existing literature indicates that transaction costs are a major contributor to high interest rates on microcredit loans. The purpose of the study was to examine the composition of transaction costs to be able to draw implications on how lending rates in microcredit could be reduced in a sustainable manner.

Design/methodology/approach

As the study required in‐depth insights on the processes being followed within a micro finance institution (MFI), the case study method was used. Three established MFIs mainly engaged in microcredit – using group‐lending model – were studied.

Findings

The results of the study indicate that the key drivers of direct transaction costs are field worker compensation and number of groups handled per field worker. Collection activity is the single largest contributor.

Research limitations/implications

Generalisations based on the case studies should be done with caution.

Practical implications

It is suggested that MFIs, in order to reduce direct transaction costs, increase the number of groups per square kilometer. In order to reduce indirect costs, MFIs should minimize the number of layers of fixed costs in their system and examine alternative revenue‐generating activities that can be undertaken with minimal incremental costs. Policymakers need to take into account transaction costs when examining the interest rates charged by MFIs. The regional variation in transaction costs that the study has found is an important factor that suggests that no uniform view can be taken on the rates charged by MFIs in different regions.

Originality/value

No other studies have focused on transaction costs of a microfinance institution in India.

Details

Management Decision, vol. 45 no. 8
Type: Research Article
ISSN: 0025-1747

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Article
Publication date: 4 January 2018

Shashank J. Thanki and Jitesh Thakkar

The purpose of this paper is to identify and analyze the critical success factors (CSFs) behind the successful implementation of lean-green practices in Indian small- and…

1520

Abstract

Purpose

The purpose of this paper is to identify and analyze the critical success factors (CSFs) behind the successful implementation of lean-green practices in Indian small- and medium-scale enterprises (SMEs).

Design/methodology/approach

The analysis employs two modeling approaches such as interpretive structural modeling (ISM) and interpretive ranking process (IRP) for examining the contextual relationships among the CSFs and ranks them with respect to key lean-green performance areas. A critical review of literature has led to the identification of total 25 CSFs for lean-green implementation. The list is reduced to 18 most relevant CSFs for the context of Indian SMEs based on experts’ (from industry and academia) opinions. The ISM is utilized to develop ten-level hierarchical model of CSFs. In order to gain greater insights into the nature of variables, the matrix of cross-impact multiplications applied to classification (MICMAC) analysis has been conducted.

Findings

The results show “Government support” as the most significant to the successful lean-green implementation in Indian SMEs and it is placed at the base of the ISM hierarchy. The CSF “Green disposal initiatives” is identified at the top level of the ISM hierarchy. Further, MICMAC analysis identifies five independent variables, eight linkages variables, four dependent variables and none autonomous variable. This may help SME managers to decide about resource priorities toward successful implementation of lean-green initiatives. Subsequently, the IRP has examined the dominance relationship and identifies “Organizational capabilities” as the most significant CSF.

Practical implications

This research intends to enable practitioners in prioritizing and managing strategic and tactical challenges involved in lean-green implementation in Indian SMEs.

Originality/value

This study makes an initial attempt in analyzing factors critical to successful implementation of integrated lean and green manufacturing practices in Indian manufacturing SMEs using ISM. The analysis is further enhanced by applying IRP to rank the CSFs by investigating the influence lean-green integration on various performance measures.

Details

Journal of Manufacturing Technology Management, vol. 29 no. 2
Type: Research Article
ISSN: 1741-038X

Keywords

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Article
Publication date: 1 June 2020

Mohammadreza Akbari and Robert McClelland

The purpose of this research is to provide a systematic insight into corporate social responsibility (CSR) and corporate citizenship (CC) in supply chain development, by analyzing…

3312

Abstract

Purpose

The purpose of this research is to provide a systematic insight into corporate social responsibility (CSR) and corporate citizenship (CC) in supply chain development, by analyzing the current literature, contemporary concepts, data and gaps for future discipline research.

Design/methodology/approach

This research identifies information from existing academic journals and investigates research designs and methods, data analysis techniques, industry involvement and geographic locations. Information regarding university affiliation, publishers, authors, year of publication is also documented. A collection of online databases from 2001 to 2018 were explored, using the keywords “corporate social responsibility”, “corporate citizenship” and “supply chain” in their title and abstract, to deliver an inclusive listing of journal articles in this discipline area. Based on this approach, a total of 164 articles were found, and information on a chain of variables was collected.

Findings

There has been visible growth in published articles over the last 18 years regarding supply chain sustainability, CSR and CC. Analysis of the data collected shows that only five literature reviews have been published in this area. Further, key findings include 41% of publications were narrowly focused on four sectors of industry, leaving gaps in the research. 85% centered on the survey and conceptual model, leaving an additional gap for future research. Finally, developing and developed nation status should be delineated, researched and analyzed based on further segmentation of the industry by region.

Research limitations/implications

This research is limited to reviewing only academic and professional articles available from Emerald, Elsevier, Wiley, Sage, Taylor and Francis, Springer, Scopus, JSTOR and EBSCO containing the words “corporate social responsibility”, “corporate citizenship” and “supply chain” in the title and abstract.

Originality/value

This assessment provides an enhanced appreciation of the current practices of current research and offers further directions within the CSR and CC in supply chain sustainable development.

Details

Benchmarking: An International Journal, vol. 27 no. 6
Type: Research Article
ISSN: 1463-5771

Keywords

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