Gloria Essilfie, Joshua Sebu, Samuel Kobina Annim and Emmanuel Ekow Asmah
This study adopts three dimensions of women’s empowerment: (1) relative education empowerment, (2) women's autonomy in decision-making and (3) domestic violence to examine the…
Abstract
Purpose
This study adopts three dimensions of women’s empowerment: (1) relative education empowerment, (2) women's autonomy in decision-making and (3) domestic violence to examine the effect of women’s empowerment on household food security in Ghana.
Design/methodology/approach
The study employed the generalised ordered logit model (GOLM) and dominance analysis using a sample of 1,017 households from the seventh round of Ghana Living Standard Survey (GLSS7).
Findings
The findings from the study revealed that women’s empowerment proxied by relative years of schooling and women's decision-making were important indicators for improving household food security. Further, there exist varying dimensions of women’s empowerment in households, and these dimensions have a significant effect on the state of food security of households.
Originality/value
There are a number of studies on the effect of women's empowerment on food security. However, this study contributes to the literature by examining the varying effects of different dimensions of women’s empowerment on food security. This provides policymakers with a guide that looks at different levels of women’s empowerment and the combinations of women's empowerment dimensions that contribute for reducing food insecurity.
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Philip Kostov, Thankom Arun and Samuel Annim
This paper aims to understand household’s latent behaviour decision-making in accessing financial services. In this analysis, the determinants of the choice of the pre-entry…
Abstract
Purpose
This paper aims to understand household’s latent behaviour decision-making in accessing financial services. In this analysis, the determinants of the choice of the pre-entry Mzansi account by consumers in South Africa is looked at.
Design/methodology/approach
In this study, 102 variables, grouped in the following categories: basic literacy, understanding financial terms, targets for financial advice, desired financial education and financial perception. Using a computationally efficient variable selection algorithm, variables that can satisfactorily explain the choice of a Mzansi account were studied.
Findings
The Mzansi intervention is appealing to individuals with basic but insufficient financial education. Aspirations seem to be very influential in revealing the choice of financial services, and, to this end, Mzansi is perceived as a pre-entry account not meeting the aspirations of individuals aiming to climb up the financial services ladder. It was found that Mzansi holders view the account mainly as a vehicle for receiving payments, but, on the other hand, are debt-averse and inclined to save. Hence, although there is at present no concrete evidence that the Mzansi intervention increases access to finance via diversification (i.e. by recruiting customers into higher-level accounts and services), this analysis shows that this is very likely to be the case.
Originality/value
The issue of demand-side constraints on access to finance have been largely been ignored in the theoretical and empirical literature. This paper undertakes some preliminary steps in addressing this gap.
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Samuel Salia, Javed Hussain, Ishmael Tingbani and Oluwaseun Kolade
Against the background of growing concerns that development interventions can sometimes be a zero sum game, the purpose of this paper is to examine the unintended consequences of…
Abstract
Purpose
Against the background of growing concerns that development interventions can sometimes be a zero sum game, the purpose of this paper is to examine the unintended consequences of microfinance for women empowerment in Ghana.
Design/methodology/approach
The study employs a participatory mixed-method approach including household questionnaire surveys, focus group discussions and key informant interviews to investigate the dynamics of microfinance effects on women in communities of different vulnerability status in Ghana.
Findings
The results of hierarchical regression, triadic closure and thematic analyses demonstrate that the economic benefits of microfinance for women is also directly associated with conflicts amongst spouses, girl child labour, polygyny and the neglect of perceived female domestic responsibilities due to women’s devotion to their enterprises.
Originality/value
In the light of limited empirical evidence on potentially negative impacts of women empowerment interventions in Africa, this paper fills a critical gap in knowledge that will enable NGOs, policy makers and other stakeholders to design and implement more effective interventions that mitigate undesirable consequences.
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Prashant Kumar Gupta and Seema Sharma
The authors present a systematic literature review on microfinance institutions’ (MFIs) effect on poverty and how they can ensure their sustainability. The purpose of this article…
Abstract
Purpose
The authors present a systematic literature review on microfinance institutions’ (MFIs) effect on poverty and how they can ensure their sustainability. The purpose of this article is to review the effect of MFIs on poverty in South Asian countries. The analysis and review of the selected corpus of literature also provide avenues for future research.
Design/methodology/approach
A total of 95 papers from 49 journals in 4 academic libraries and publishers were systematically studied and classified. The authors define the keywords and the inclusion/exclusion criteria for the identification of papers. The review includes an analysis of the selected papers that give insights about publications with respect to themes, number of themes covered in individual publications, nations, scope, methodology, number of methods used and publication trend.
Findings
The literature indicates the positive effect of microfinance on poverty but with a varying degree on various categories of poor. The relation between poverty and microfinance is, however, dependent on the nation under the scanner. While sustainability and outreach co-exist, their trade-off is still a matter of debate.
Originality/value
This is the first systematic literature review on MFIs’ effect on poverty in South Asian nations. Additionally, the authors discuss the literature on the trade-off between sustainability and outreach for MFIs.