Search results

This paper aims to examine the determinants of rural dwellers financial literacy in Ghana.

A cross-sectional primary data set was used to estimate the factors influencing rural farm households' financial literacy using the IV-Tobit model.

The findings reveal that most rural residents are financially illiterate. The econometrics model results depicted that respondents' socioeconomic and demographic characteristics such as gender, income, age and education significantly affect financial literacy. Again, respondents who are risk seekers and listen or watch education programs are more likely to be financially literate.

The paper examined the determinants of rural dwellers financial literacy in four regions in Ghana. Future research should consider all or many regions for an informed generalization of findings.

This paper provides evidence that rural dwellers are financially illiterate and it would require the policymakers or non-governmental organizations (NGOs) to establish a village or community group that comprises a wide range of bankers and government officials to help rural dwellers acquire some financial skills. Also, the positive relationship between media (whether respondent watches or listens to educational programs) and financial literacy implies that policymakers should focus on improving individuals' financial knowledge through training programs and utilize the media as a channel to propagate financial education to the public.

Although previous studies have examined the determinants of financial literacy, little is known in developing countries and, in particular, rural communities. The authors fill this gap by contributing to the scanty existing literature in developing countries in several ways. First, this is the first study to examine the financial literacy level of rural dwellers in Ghana. Second, to not undermine the credibility of the estimation results, this study addresses the potential endogeneity issue, which other researchers have not adequately recognized. Finally, the study expands the scant literature on the subject and provides critical policy implications that will help policymakers formulate financial market policies that will contribute to rural dwellers financial literacy enhancement.

The extant literature provides much-needed support to understand marketing accountability and how marketing actions are related to financial performance (FP). However, we have limited understanding of the relationships between marketing actions and firms' social performance (SP) and environmental performance (EP). Understanding these links is critical to enhancing sustainable FP, SP, and EP. Moreover, the literature provides limited understanding of the measures by which SP and EP may be operationalized, or the data necessary to reach a conclusion. This study bridges these gaps by extensively reviewing the extant literature to offer a set of measures and data sources to operationalize SP and EP, and empirically show their relationships with marketing actions. We find that greenhouse gas (GHG) emission, environmental disclosure score, waste reduction, energy consumption, and recycling are prominent measures of EP, and that social disclosure score, philanthropy or community spending, and diversity of gender and race are prominent measures of SP. The KLD, ASSET4, and Bloomberg are prominent sources of data that can be used to operationalize SP, to which CDP may be added for EP. We also show that marketing actions positively affect EP and SP. This study contributes to the extant literature on SP and EP by identifying measures and data sources and linking marketing actions to both performance types. It contributes to policy development by identifying the importance of EP and SP and how marketing actions can help achieve such performance.

The empirical analysis dealt in this paper emphasizes on the impact of military expenditures on out of pocket (OOP) healthcare payments. A sizeable body of defence economics literature has investigated the trade-off between military and public health expenditure, by testing the crowding-out or growth-stimulating hypothesis; does military expenditure scaling up crowd-out or promote governmental resources for social and welfare programs, including also state health financing?

In this study, panel data from 2000 to 2018 for 129 countries is used to examine the impact of military expenditure on OOP healthcare payments. The dataset of countries is categorized into four income-groups based on World Bank's income-group classification. Dynamic panel data methodology is applied to meet study objectives.

The findings of this study indicate that military expenditure positively affects OOP payments in all the selected groups of countries, strongly supporting in this way the crowding-out hypothesis whereby increased military expenditure reduces the public financing on health. Study econometric results are robust since different and alternative changes in specifications and samples are applied in our analysis.

Under the economic downturn backdrop for several economies in the previous decade and on the foreground of a potential limited governmental fiscal space related to the Covid-19 pandemic adverse economic effects, this study provides evidence that policy-makers have to adjust their government policy initiatives and prioritize Universal Health Coverage objectives. Consequently, the findings of this study reflect the necessity of governments as far as possible to moderate military expenditures and increase public financing on health in order to strengthen health care systems efficiency against households OOP spending for necessary healthcare utilization.

Despite the fact that a sizeable body of defence economics literature has extensively examined the impact of military spending on total and public health expenditures, nevertheless to the best of our knowledge there is no empirical evidence of any direct effect of national defence spending on the main private financing component of health systems globally; the OOP healthcare payments.

The aim of this paper is to review and analyze the research literature on the health and safety issues of migrant workers in the construction industry from 2000 to 2022.

5 steps method is used to conduct a systematic review to achieve the objectives. After scanning two authoritative search engines “Web of Science” and “Scope”, 60 articles are selected from 225 publications for identification and review. These identified articles are classified by research fields, countries and time span.

The review finds that with the increasing influence of migrant construction workers, the number of publications on the health and safety of migrant workers has shown a rapid upward trend. Moreover, language barriers are the most dominant safety risk factors encountered by on-site migrant workers. This systematic literature review also summarizes the definition of migrant workers and solutions to reduce safety risk factors.

The research data on the health and safety issues and risk factors of migrant workers in the construction industry is still limited. This literature review summarizes the research trends and contributions of the literature in this field in the past 22 years and provides theoretical support for future research on the safety management of the migration construction field.

The purpose of this paper is to evaluate the performance of polypropylene glycol (PPG), as a corrosion inhibitor for aluminium corrosion in 0.5 M H₂SO₄ solution at 303-333 K and the effect of addition of iodide ions on the corrosion inhibition efficacy of PPG.

The corrosion inhibition performance of PPG alone and on addition of iodide ions in the acid medium was evaluated using weight loss and electrochemical [electrochemical impedance spectroscopy (EIS), linear polarisation resistance (LPR) and potentiodynamic polarization (PDP)] methods as well as surface analysis approach at 303-333 K. The morphology of the corroding aluminium surface without and with the additives was visualised using scanning electron microscopy (SEM). The trend of inhibition efficiency with temperature was used to propose the mechanism of inhibition and type of adsorption.

Results obtained showed that PPG moderately retarded the corrosion of Al in 0.5 M H₂SO₄ solution. Addition of KI to PPG is found to synergistically improve the inhibitive ability of PPG. From the variation of inhibition efficiency, K_ads, and E_a, with rise in temperature, physisorption mechanism is proposed for the adsorption of PPG and PPG + KI onto the Al surface in 0.5 M H₂SO₄ solution. Polarisation results showed that PPG and PPG + KI acted as mixed type inhibitor. The adsorption of PPG and PPG + KI, respectively, onto the metal surface followed El-Awady et al. adsorption isotherm model. SEM and water contact angle analysis confirmed the adsorption of PPG and PPG + KI on Al surface.

The research is limited to aqueous acid environment in aerated condition, and all tests were performed under static conditions.

The use of PPG as corrosion inhibitor for Al corrosion in acidic medium were reported for the first time. The results suggest that iodide ions could be used to enhance corrosion protection ability of PPG which could find practical application in corrosion control in aqueous acidic environment. The data obtained would form part of database on the synergistic effect of iodide ions addition to polymer to control acid-induced corrosion of metal.

The use of PPG as corrosion inhibitor for Al corrosion in acidic medium were reported for the first time. The results suggest that iodide ions could be used to enhance corrosion protection ability of PPG which could find practical application in corrosion control in aqueous acidic environment. The data obtained would form part of database on the synergistic effect of iodide ions addition to polymer to control acid-induced corrosion of metal.

Explore the factors making emergency procurement more prone to corruption by advancing explanations for when rules and transparency are relaxed allowing corrupt practices to emerge. Describe institutional factors, such as corruption syndrome (Johnston, 2005, 2015) and legal system, and their impact on procurement rules changes.

A qualitative event study using publicly available data offer a timeline and explanation of government procurement control mechanisms and transparency roles in emergencies by comparing two countries. Argentina and Canada had very similar and advanced food procurement systems prior to COVID-19, but they took different stances when the pandemic broke out.

Legal systems and corruption syndrome are linked, where Civil Law is related to Elite Cartels (Argentina) and Common Law with Influence Markets (Canada). The study contributes to understand the role of transparency to minimize the opportunity for direct purchases (electronic trails of decisions, justifications and approvals). Judicial system's actions favor corrupt practices and are aligned with elites despite the civil society outcry.

Research on corrupt practices has limited access to primary data due to fear of reprisals. Informal conversations revealing glimpses of corruption were used to identify publicly available documents. Numbers play a role in emergencies and performativity theory literature is enriched by providing an example of different interpretation of information when frameworks differ between civil society and courts.

A comparative analysis that evidences the role of pre-existing institutional and social conditions shows when emergency situations will be used as an excuse to relax procurement control and transparency mechanisms which in turn facilitate corrupt practices.

Scholars have paid considerable attention to the importance of brand loyalty of durable consumer products in developed markets. However, no study has investigated the simultaneous impact of advertising efforts, distribution intensity and store image on global brand loyalty (GBL) of fast-moving consumer goods (FMCG) in emerging markets. This study aims to fill this gap.

This study adopts (1) established theoretical lenses: brand equity, marketing mix and cue utilization theories, (2) a mixed-methods approach: a focus group and two surveys and (3) structural equation modeling on two samples of consumers (one homogeneous and one heterogeneous) of global soft drink brands in Vietnam.

The study reveals significant and nonsignificant relationships among the selected marketing mix elements and brand loyalty and its antecedents of global FMCG. Slight differences in these relationships among the two samples are found. The existing scales are also reconciled with more suitable indicators. The results significantly contribute to the existing knowledge on marketing mix, brand equity and GBL, and global consumer culture.

This is the first study to investigate the simultaneous effects of advertising efforts, distribution intensity, and store image on brand loyalty and its antecedents of global FMCG in an emerging market. The findings will help practitioners develop suitable global branding strategies to manage global brand image and achieve consumer loyalty across emerging markets.

This study addresses the growing challenges of food security, livelihood generation and sustainable urban living in the context of increasing urbanization in developing countries. As urban populations are projected to rise significantly in the coming decades, urban agriculture emerges as a potential solution to support dietary needs and economic empowerment. However, urban farming practices in developing countries face unique socio-economic, cultural and technological challenges compared to developed nations. This paper aims to analyze global urban agriculture practices, examine success stories from developed countries and propose an adaptable, inclusive urban agriculture model tailored to developing countries.

The research systematically reviews global urban agriculture practices, emphasizing successful implementations in developed nations. The research highlights gaps and areas of opportunity by comparing these practices with the unique socio-economic and cultural contexts of developing countries. Focus group interviews were conducted among urban farmers from India to finalize the key variables of urban agriculture in developing countries. The second phase involves the construction of a context-specific model for developing countries and proposing interventions. A comparative method is devised to identify developed country’s urban agricultural practices and policies to derive an optimal urban agricultural model for developing countries.

The findings from the study reveal that in developed countries, urban agriculture is motivated by the urge to become self-sustainable and to maintain a connection with the community shaped by different socio-economic, environmental and technological factors. In developing countries, the prime motive is to generate a secondary income source and ensure food security. Still, they face limited technological access, insufficient policy support and socio-cultural barriers. Technology-supported urban agricultural infrastructure and support from the government and other stakeholders would be a potential solution in developing countries to implement successful integrative solutions. To support this, adaptive policies in urban agriculture are required to bridge the gap in the current system.

This research offers practical implications for policymakers, urban planners and agricultural stakeholders in developing countries. It emphasizes the importance of designing policies that address resource constraints, such as land availability and financial access and promote sustainable farming techniques. The study recommends creating supportive frameworks to empower urban farmers, including subsidies, training programs and efficient market mechanisms. Integrating urban farming into city planning can foster green spaces, enhance food security and drive economic development. These actionable recommendations aim to facilitate the growth of urban agriculture as a sustainable and inclusive practice in developing countries.

Participation and social cohesiveness aspects of urban agriculture provide beneficial food accessibility with the concept of food for all, ensuring socio-cultural equality in accessing quality food. This study highlights the role of urban agriculture in addressing socio-economic inequalities, particularly in developing countries. By engaging communities in sustainable farming practices, urban agriculture can create collaborative networks, promote healthier lifestyles and improve access to fresh produce. The study also underscores the importance of empowering urban populations through targeted interventions in urban farming. These social implications reinforce the value of urban agriculture in enhancing the overall quality of urban life.

This study makes a unique contribution by focusing on the contextual adaptation of urban agriculture models for developing countries. While urban farming has been extensively studied in developed nations, limited research addresses developing regions’ specific challenges and opportunities. By proposing a comprehensive and inclusive model that bridges socio-economic and cultural gaps, this research provides a novel framework for integrating urban farming into the urban planning and policy landscape of developing countries. The originality lies in its comparative approach, leveraging global best practices while tailoring solutions to local contexts, thereby advancing the discourse on sustainable urban agriculture.

This study examines the relationship between supply chain stakeholder pressure from customers and suppliers for the adoption of social and environmental sustainable supply chain management (SSCM) practices given the simultaneous conditional effects of both entrepreneurial orientation (EO) and sustainability orientation (SO).

The authors conducted a survey of US firms focused on their relationship with their top supplier or buyer by spend. This study used conditional process analysis to measure the relationship between stakeholder pressure and adoption of SSCM practices as well as the double moderation effects of EO and SO on this relationship.

The results show that both EO and SO simultaneously function as moderators of the effect of supply chain stakeholder pressure on the adoption of social and environmental SSCM practices. However, EO will only get firms so far in the adoption of SSCM practices. Once a strong SO takes effect, higher practice adoption ensues but the effect of stakeholder pressure weakens.

For those firms that have lower levels of SO, EO and supply chain stakeholder pressure are still essential drivers for the adoption of SSCM practice. The results of this study suggest that focal firms should work closely with suppliers to increase their levels of SO while also maintaining pressure for the adoption of SSCM practices.

This study shows the concurrent effect of two organizational level drivers on the adoption of SSCM practices, indicating that efforts in developing a strong SO are more likely to prepare firms for the adoption of SSCM practices.

The purpose of this paper is to explore the role of budgeting in the monitoring functions of the Tanzanian Parliament, specifically the monitoring functions of the Parliamentary Budget Committee (PBC).

The paper uses Burchell et al.’s (1980) accounting “machines” framework and its development as a theoretical lens to interpret the research findings. Interviews, document analysis and observation were used for data collection.

The findings reveal that budget documents were used as learning and answering machines, as they served as the basis for questioning, for checking variances, for reviewing and for conducting monitoring visits. Budgeting procedures were utilized as ammunition machines, as they were used as the basis for expressing legislative officials’ positions and understanding the logic of executive officials’ actions.

The paper investigates the role of budgeting in a parliamentary setting. However, comparative analysis is missing. Nevertheless, the results provide a foundation for future studies and the opportunity to investigate the role of budgeting in the monitoring functions of other parliaments, especially in emerging economies.

The study has practical implications directed toward governments, especially in emerging economies. This study suggests that budgeting documents and procedures can be used to overcome the complexities of the PBC monitoring functions. Budgeting is, therefore, essential in the monitoring functions of the PBC, especially in emerging economies.

The study contributes to the understanding of the role of budgeting in monitoring functions in a parliamentary setting in emerging economies, where such research is lacking. The study also contributes by introducing an “ammunition” role to the theoretical literature on budget use (Simons, 1990, 1991; Abernethy and Brownell, 1999), which is argued to be relevant to politicians and organizations of a political nature, including parliaments.