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The presence of securities crowdfunding (SCF) FinTech in the Islamic financial landscape opens investment opportunities through shares and sukuk (Sharia bond) instruments. This study aims to examine the effect of investment risk (IR), legal risk (LR), product knowledge (PK), Sharia compliance (SC) and subjective norm (SN) on investment decisions in businesses and projects run by small and medium enterprises (SMEs).

The questionnaires were distributed to prospective investors with prior knowledge of SCF and Islamic investment. The data collected was then examined using partial least square-structural equation modeling using SmartPLS 4.0.

The results show that LR has positive and significant implications for supporting investment through SCF, while IR has the opposite. The main findings in this study explain that PK and SC are proven to strengthen the intention to invest in SCF. Meanwhile, SN, which also strengthens intention, is the greatest influence. Therefore, it is highly recommended that SCF organizers collaborate with regulators (OJK), universities, academics and the investor community, as well as Muslim entrepreneurs, to provide education and literacy regarding SCF products and the underlying contracts, along with the consequences and uniqueness of investment vis SCF.

From a managerial side, Sharia expert educators can be appointed to increase investors’ literacy and confidence to support SMEs’ business expansion via SCF. In addition, to minimize investment risk, SCF organizers are also advised to issue sukuk and shares in different low-risk businesses/sectors, followed by investment amounts that are more affordable for novice investors.

Research on SCF as an alternative to SME financing is still scarce. To the best of the author’s knowledge, this is the first research to empirically test the relationship between risk, SC, PK and SN on potential investors’ decisions to support SMEs through the SCF mechanism.

This study examines the moderating role of debt sustainability on the nexus between financial and economic growth in African countries.

This study utilised data from various sources, such as the World Bank and International Monetary Fund databases, specifically the World Development Indicators and Financial Access Survey. The data covered the period from 2004 to 2021 and focused on 53 African countries to examine the moderating effect of debt sustainability on the relationship between financial inclusion and economic growth using a two-step generalised method of moments system with forward orthogonal deviations.

The study findings indicate a direct link between financial inclusion and economic growth in African nations. In particular, the availability and utilisation of mobile money services are significant factors in promoting financial inclusion. Our study also highlights that excessive debt can impede economic growth by limiting the capacity of financial institutions to offer loans and other vital financial services.

Policymakers in Africa should promote economic growth by prioritising financial inclusion through mobile money and ATMs while ensuring sustainable debt levels.

This study adds to the ongoing discussion on the relationship between FI and economic growth in African countries. It explores how debt sustainability affects this relationship, and emphasises the importance of finding a balance between financial inclusion and debt management for long-term economic growth and development.

The peer review history for this article is available at: https://publons.com/publon/10.1108/IJSE-01-2024-0062

The purpose of this paper is to understand the role of exogenous drivers that seeks to foster endogenous resilience and climate adaptation policy and practice in developing countries. It particularly examines the role of Asian Cities Climate Change Resilience Network as an exogenous driver that sought to sustain urban climate adaptation and resilience agenda in a secondary city in Indonesia.

The research combines fieldworks and desktop research. Primary data collection includes participant observation, unstructured interviews with city stakeholders and project managers, semi-structured interviews with local communities and literature reviews. This research also used an ethnographic field research approach.

Exogenous drivers have temporarily fostered climate change adaptation at city level, but the question remains is how can international actors effectively create a meaningful transformation toward urban resilience in developing countries like Indonesia. Exogenous drivers can play significant roles as a catalyst for urban adaptation planning, including undertaking vulnerability assessment and city resilience strategy and implementing adaptation actions, and facilitates risk management. Further processes for mainstreaming climate adaptation and disaster reduction depend on how receptive and responsive local actors to co-facilitate and co-lead urban resilience buildings and development.

There is still lack of documented knowledge on local institutional change and policy making processes. This research shows challenges and opportunities in institutionalising urban climate adaptation and risk management agenda. It further shows that genesis of endogenous adaptation cannot be separated from the exogenous climate adaptation processes as well as internal dynamic of urban governance in developing world.

This study examines the effect of digital financial inclusion (DFI) on climate change in African countries, taking into account the moderating effect of income inequality.

This study employs panel data from 53 African countries between 2004 and 2021 and utilises the random-effects model and two-step generalised method of moments (GMM) to estimate the relationships amongst DFI, income inequality, CO2 emissions and renewable energy consumption (REC).

Our findings reveal that increased accessibility to automated teller machines (ATMs) leads to a reduction in CO2 emissions and an increase in REC. However, the effect of ATMs on CO2 emissions is stronger for individuals with lower incomes, whereas REC is higher for those with higher incomes. Additionally, mobile cellular subscriptions (MCS) increase both CO2 emissions and REC; however, when income inequality is considered, it results in a reduction in CO2 emissions and an increase in REC. Furthermore, Internet usage reduces CO2 emissions and increases REC in Africa, with income inequality levels further improving its contribution.

ATM accessibility and energy efficiency are means to mitigate carbon dioxide emissions and encourage the adoption of renewable energy sources.

This study is one of the first to explore the effects of income inequality on DFI, CO2 emissions and REC, highlighting its importance in Africa and its potential impact on environmental sustainability.

This study aims to describe the treatment preference, especially in relation to traditional medicine, modern health care and a combination of both, in diarrheal cases among the Tengger ethnic minority group.

A cross-sectional survey was conducted in all eight villages of Tosari District, Pasuruan Regency, East Java Province. Tengger people were major resident in the area for generations. Convenience sampling and a face-validated structured questionnaire were used to recruit and face-to-face interview 377 Tengger people.

The study found that modern health care was the dominant preference (52%, n = 196) selected by Tengger people when they have an episode of diarrhea, compared to traditional medicines and mixed approach. Most respondents opted to visit one facility or to stay at home (64.3%, n = 242). Statistical significant relationships were found between treatment choice and age (p < 0.001), sex (p < 0.001), religion (p = 0.011), distance (p < 0.001), educational background (p < 0.001) and job (p < 0.001). A clear pattern between treatment choice and age was revealed with younger groups tended to choose modern health care, while older groups more preferred the traditional approach.

This work could provide an insight that when the young Tengger people are having uncomplicated and common health illness, such as diarrhea, they tend to use modern treatment approach.

This study fulfilled an identified need to explore the trend of treatment approach across generations in the Tengger society as a model of the minor ethnic group in Indonesia.

This paper aims to show the opportunities and challenges of implementing slow tourism through a slow city concept, particularly concerning preserving paddy fields.

A qualitative approach using FGD, in-depth interviews and questionnaires with open questions.

Paddy field preservation can be achieved through the slow city concept if there is a strong commitment from the government and influential local wisdom.

This research is conducted in five areas (cities and regencies). Hence, there should be similar research in other areas to find whether it can be implemented in other areas. Furthermore, other aspects have not been explored, such as how to convince policymakers to implement a slow city concept, integrate urban infrastructures and paddy fields or encourage and protect local residents who develop a slow city concept.

This research will give insight for policymakers to establish a policy that can realize livable cities for local residents and tourists, particularly in terms of food resiliency through tourism.

This research will give new information about the importance of slow tourism to improve the quality of life in a city and to maintain food resilience.

This research shows the implementation and challenges of realizing slow city and slow tourism in some regions in Indonesia, particularly related to paddy fields preservation.

The adoption of digital technology has not been able to overcome the problem of patient healthcare service quality in Indonesian hospitals, especially in lower middle-class hospitals that are widely distributed in the regions, because its utilization has not been well coordinated. This research explores the influence of Digital Adoption Capability (DAC) on Hospital Performance (HP) for these service problems.

This research used a quantitative methodology design approach. Survey data were collected from 285 leaders of class C and D hospitals throughout Indonesia, who were selected at simple random from March to August 2023. Data analysis was carried out using the structural equation modeling method with the help of LISREL version 8.80 software.

The research found a positive and significant influence of DAC on HP. Digital Leadership (DL) plays an important role in performance, both directly and indirectly. ICT Literacy (ICT) and Patient-Centric (PC) do not have a direct influence on HP but provide significant results through DAC. This research also found Environmental Dynamism (ED) factors that significantly drive the need to improve performance through digital adoption.

Providing insight into increasing the role of digital technology to connect healthcare workers and patients to produce safe and quality healthcare services in an ever-changing environmental condition.

This model is very important for the management of small hospital organizations in the context of adopting digital technology to be able to provide better services to patients and improve hospital performance.

Use of digital Islamic banking services is not increasing in Indonesia, despite the country’s sizable Islamic population. This non-adoption might have resulted from consumer resistance brought on by attempts to divert them, or it might have been a direct consequence of the diverting effect. This study aims to examine the direct relationship between the diverting effects and the decision to not adopt digital Islamic banking, as well as the mediating role of consumer resistance.

The partial least squares-based structural equation modelling (PLS-SEM) technique is used to analyse relationships among diverting effects, consumer resistance and non-adoption decisions. A total of 517 middle- and upper-class Indonesian consumers were involved as a sample, with several criteria such as being a conventional bank customer for at least 5 years and using digital services with a minimum of 5 transactions per month but not yet being an Islamic bank customer.

It is found that the direct relationship between the diverting effects and the non-adoption decisions is not statistically significant (β = 0.045, p = 0.15). However, it is found that the diverting effects trigger consumer resistance in a statistically significant manner (β = 0.192, p < 0.1). This consumer resistance is found to be influencing non-adoption decisions directly (β = 0.694, p < 0.1), as well as a mediating factor between diverting effects and the non-adoption decisions (β = 0.133, p < 0.1).

The paper deals with an emerging industry and offers actionable insights for its growth. In practice, this study suggests several possible strategies for the Islamic banking industry to grow under circumstances where digital banking is considered sine-qua-non of modern banking. Several related theories are also evaluated in this study.

This study aims to assess the impact of information and communication technologies (ICT) and financial inclusion on economic growth. This study also examines whether ICT can be a determinant of financial inclusion. Moreover, this study provides new evidence concerning whether ICT can reduce the financial inclusion gap.

This study uses the country-level data over the period 2005–2019 and estimate using the dynamic and the static panel model.

The results show that the ICT and financial inclusion interaction variable substantially and positively impacts economic growth for only certain interaction variables. ICT is an essential determinant of financial inclusion and reduces some gaps.

This study contributes to the literature by considering whether ICT and financial inclusion impact economic growth in high- and low-income countries. The other contribution of this study is that ICT represents a determinant in promoting financial inclusion. The final contribution of this study is providing new evidence concerning whether ICT can reduce the financial inclusion gap so that financial access can increase, financial inclusion can develop and simultaneously encourage economic growth.

This study aims to investigate the application of red cabbage extract in biodegradable composite-based edible film and evaluate its physicochemical characteristics and ability to be used in steamed chicken packaging.

Cassava starch, gelatin and glycerol were used as basic materials for edible film. Red cabbage extract was infused, and eggshell powder was also incorporated. The smart edible film formulation consists of six treatments which are C (control: cassava starch + gelatin + glycerol), CE (control + 0.1% eggshell powder), CRA (control + red cabbage A ratio), CERA (control + 0.1% eggshell powder + red cabbage A ratio), CERB (control + 0.1% eggshell powder + red cabbage B ratio) and CERC (control + 0.1% eggshell powder + red cabbage C ratio).

The different ratios of red cabbage extract in the formulation of the edible film affected its physicochemical properties (p < 0.05). The range of anthocyanin content were 0.39–11.53 mg cy-3-glu-eq/100 g and phenolic content were 19.87–369.68 mg GAE/100 g. Meanwhile, the antioxidant activity was 12.35%–51.09%. The tensile strength in all treatments was lower than control and adding red cabbage extract decreased the tensile strength. On the other hand, the elongation increased. The water vapor transmission rate was ranged from 158.09 to 191.19 g/m²/24 h. Morphological changes can be observed from scanning electron microscopy and optical data. Furthermore, using steamed chicken as a model, the edible film can show a response through the changes in edible film color, as confirmed by the pH value, total plate count and sensory quality of the stored steamed chicken.

There is no report available on the infusion of red cabbage extract on the bio composite edible film materials. The result shows a promising packaging material that can be used as an alternative to plastic packaging.