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Article
Publication date: 1 March 1994

Marc Cowling and Nick Clay

The Loan Guarantee Scheme (LGS) has, for the last thirteen years, been the foremost government initiative concerned with the financing of small businesses. It was developed to…

280

Abstract

The Loan Guarantee Scheme (LGS) has, for the last thirteen years, been the foremost government initiative concerned with the financing of small businesses. It was developed to alleviate some of the fundamental problems that smaller firms face when seeking finance due to a lack of loan security, and the fact that some 33,500 firms have obtained funding under the scheme is an indicator of its success. The study uses econometric techniques to identify the influential determinants of LGS take‐up and failure rates. The results show that the two scheme parameters, the interest rate premium and the proportion of the loan guaranteed, were the key determinants of take‐up. On the other hand, failure rates were influenced by liquidity (cash flow), interest rates and other macroeconomic factors. We conclude that the government can directly influence the level of take‐up on the LGS by adjusting the two key parameters, namely the premium and the guarantee.

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Journal of Small Business and Enterprise Development, vol. 1 no. 3
Type: Research Article
ISSN: 1462-6004

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Book part
Publication date: 24 October 2022

Eugene Beresin

Abstract

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Music
Type: Book
ISBN: 978-1-83867-316-1

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Article
Publication date: 15 June 2010

Nick del Pozo, Andrew Stawowczyk Long and David Pearson

The aim of this paper is to assist both the National Library of Australia and other institutions to think about digital objects in ways that will help to identify which…

3315

Abstract

Purpose

The aim of this paper is to assist both the National Library of Australia and other institutions to think about digital objects in ways that will help to identify which preservation actions are most appropriate for a particular circumstance. It seeks to examine the basic nature of digital objects and how users interact with those objects.

Design/methodology/approach

This article brings together and clarifies a number of key digital preservation theories. It proposes the concept of preservation intent: a clear articulation of a commitment to preserve an object, the specific elements of the object the should be preserved, and a clear time line for the duration of preservation. It investigates these concepts through simple and practical examples.

Findings

The paper presents what the authors believe are some of the essential ideas and thinking about digital preservation.

Practical implications

The paper will prove useful in clarifying some of the terminology and concepts to those who are in or are yet to be initiated into the “order”.

Originality/value

The paper brings together and clarifies some of the core ideas and theories in digital preservation, in order to better facilitate the minimisation of change in the digital objects stored by the National Library of Australia.

Details

Library Hi Tech, vol. 28 no. 2
Type: Research Article
ISSN: 0737-8831

Keywords

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Article
Publication date: 1 September 2000

Index by subjects, compiled by K.G.B. Bakewell covering the following journals: Facilities Volumes 8‐17; Journal of Property Investment & Finance Volumes 8‐17; Property Management…

27675

Abstract

Index by subjects, compiled by K.G.B. Bakewell covering the following journals: Facilities Volumes 8‐17; Journal of Property Investment & Finance Volumes 8‐17; Property Management Volumes 8‐17; Structural Survey Volumes 8‐17.

Details

Facilities, vol. 18 no. 9
Type: Research Article
ISSN: 0263-2772

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Article
Publication date: 1 March 2001

K.G.B. Bakewell

Compiled by K.G.B. Bakewell covering the following journals published by MCB University Press: Facilities Volumes 8‐18; Journal of Property Investment & Finance Volumes 8‐18;…

19372

Abstract

Compiled by K.G.B. Bakewell covering the following journals published by MCB University Press: Facilities Volumes 8‐18; Journal of Property Investment & Finance Volumes 8‐18; Property Management Volumes 8‐18; Structural Survey Volumes 8‐18.

Details

Structural Survey, vol. 19 no. 3
Type: Research Article
ISSN: 0263-080X

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Article
Publication date: 1 March 2000

K.G.B. Bakewell

Compiled by K.G.B. Bakewell covering the following journals published by MCB University Press: Facilities Volumes 8‐17; Journal of Property Investment & Finance Volumes 8‐17;…

23826

Abstract

Compiled by K.G.B. Bakewell covering the following journals published by MCB University Press: Facilities Volumes 8‐17; Journal of Property Investment & Finance Volumes 8‐17; Property Management Volumes 8‐17; Structural Survey Volumes 8‐17.

Details

Property Management, vol. 18 no. 3
Type: Research Article
ISSN: 0263-7472

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Article
Publication date: 1 September 2001

Index by subjects, compiled by K.G.B. Bakewell covering the following journals: Facilities Volumes 8‐18; Journal of Property Investment & Finance Volumes 8‐18; Property Management…

14964

Abstract

Index by subjects, compiled by K.G.B. Bakewell covering the following journals: Facilities Volumes 8‐18; Journal of Property Investment & Finance Volumes 8‐18; Property Management Volumes 8‐18; Structural Survey Volumes 8‐18.

Details

Facilities, vol. 19 no. 9
Type: Research Article
ISSN: 0263-2772

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Article
Publication date: 1 March 2001

K.G.B. Bakewell

Compiled by K.G.B. Bakewell covering the following journals published by MCB University Press: Facilities Volumes 8‐18; Journal of Property Investment & Finance Volumes 8‐18;…

14600

Abstract

Compiled by K.G.B. Bakewell covering the following journals published by MCB University Press: Facilities Volumes 8‐18; Journal of Property Investment & Finance Volumes 8‐18; Property Management Volumes 8‐18; Structural Survey Volumes 8‐18.

Details

Property Management, vol. 19 no. 3
Type: Research Article
ISSN: 0263-7472

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Article
Publication date: 1 May 2000

K.G.B. Bakewell

Compiled by K.G.B. Bakewell covering the following journals published by MCB University Press: Facilities Volumes 8‐17; Journal of Property Investment & Finance Volumes 8‐17;…

23805

Abstract

Compiled by K.G.B. Bakewell covering the following journals published by MCB University Press: Facilities Volumes 8‐17; Journal of Property Investment & Finance Volumes 8‐17; Property Management Volumes 8‐17; Structural Survey Volumes 8‐17.

Details

Journal of Property Investment & Finance, vol. 18 no. 5
Type: Research Article
ISSN: 1463-578X

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Article
Publication date: 1 May 2001

K.G.B. Bakewell

Compiled by K.G.B. Bakewell covering the following journals published by MCB University Press: Facilities Volumes 8‐18; Journal of Property Investment & Finance Volumes 8‐18;…

14317

Abstract

Compiled by K.G.B. Bakewell covering the following journals published by MCB University Press: Facilities Volumes 8‐18; Journal of Property Investment & Finance Volumes 8‐18; Property Management Volumes 8‐18; Structural Survey Volumes 8‐18.

Details

Journal of Property Investment & Finance, vol. 19 no. 5
Type: Research Article
ISSN: 1463-578X

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