Castro Ngumbu Gichuki, Milcah Mulu Mutuku and Lydia Nkatha Kinuthia
The purpose of this study is to investigate the inability to access affordable credit in Kenya which hinders many women entrepreneurs from either starting their own or expanding…
Abstract
Purpose
The purpose of this study is to investigate the inability to access affordable credit in Kenya which hinders many women entrepreneurs from either starting their own or expanding existing enterprises and capital base. The emergence of table banking groups attempts to fill the existing credit gap.
Design/methodology/approach
A cross-sectional survey involving 225 randomly selected women entrepreneurs who participate in table banking groups within Nakuru Municipality was conducted. Data collection comprised a questionnaire whose reliability coefficient was 0.83 at 0.05 confidence level.
Findings
Results indicated that a majority women entrepreneurs aged between 20 and 60 years with 71 per cent of them married. Further, 44 per cent had attained secondary-level education, while no illiterate entrepreneurs participated in the study. A positive increase in the number of employees, after members participated in table banking groups, was realized. Credit received from table banking influenced changes in the size of enterprises.
Originality/value
The study shows that availability, affordability and accessibility of credit from table banking groups led to positive growth of women-owned enterprises.
Details
Keywords
Haya Al-Dajani and Susan Marlow
The purpose of this paper is to develop an empirically informed conceptual framework to analyse the gendered relationship between empowerment and entrepreneurship contextualised…
Abstract
Purpose
The purpose of this paper is to develop an empirically informed conceptual framework to analyse the gendered relationship between empowerment and entrepreneurship contextualised within the lives of displaced Palestinian migrant women operating home-based enterprises in Amman, Jordan.
Design/methodology/approach
A longitudinal qualitative study was undertaken during which semi-structured in-depth interviews were regularly conducted with 43 women producing high-quality traditional embroidered goods within home-based enterprises. The empirical material was utilised to inform and illustrate the creation of an empowerment framework.
Findings
Entrepreneurship is popularly presented as an individually focused economic undertaking. However, this paper demonstrates it is also a socio-politically situated activity; within this particular context, marginalised subordinated women were empowered through their home-based enterprises.
Originality/value
This paper offers a gender informed conceptual framework to inform the analyses of empowerment and entrepreneurship. The discussion describes the necessary processes for development goals to be realised, and explains how traditionally subordinated women can utilise enterprise to contribute to social change. In so doing, the proposed conceptual framework acts as a theoretical illustration of the gendered relationship between empowerment and entrepreneurship.