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The purpose of this paper is to examine the moderating effect of gender on the relationship between financial attitude, financial socialization, and secondary socialization agents on experiencing financial problems among university students.

The sample for the present paper comprises data collected from 11 universities across Malaysia using the stratified sampling method. A multi‐group analysis approach using Amos was applied to assess the moderating effect of gender.

The findings indicated that gender significantly moderates the effect of financial attitude, financial socialization and secondary socialization agents on financial problems among students.

There are few empirical studies on the moderating effect of gender on financial matters, and this research is one of the first that contribute to a better understanding of the gender influence on financial matters, particularly for family economics and gender educators.

The paper contributes to the scarce knowledge about gender and financial matters, by introducing readers to the importance of gender issues in financial practices. It represents a starting point to an important area of research.

Environmental problems are caused directly or indirectly by the patterns of production by industries, patterns of consumption and behavior of the consumers. The shaping of attitude and values, commitment and skills needed to preserve and protect the environment begins at an early age. Hence educators play an influential role in developing new patterns of behaviors for individuals. Accordingly, aims to determine the level of knowledge, environmental concern and ecologically conscious consumer behavior and identify the extent of involvement in nature‐related activities of school teachers. Also investigates the relationships between these variables. The subjects were 285 school teachers who were randomly selected from ten regular government schools in the state of Selangor, Malaysia. A survey was conducted using drop and collect method. The data illustrated the presence of high level of environmental concern among the teachers. The environmental knowledge was fair but generally poor in understanding of the underlying causes of environmental problems. The practices of environmentally responsible behavior were not in concert with the level of concern and knowledge. The respondents were not actively involved in nature‐related activities. Proposes ways of enhancing the ecological awareness and responsibilities of the teachers.