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This paper seeks to look at failed development paradigms in West Africa, one of the world's poorest regions, and to argue that new and contextually relevant methods are needed to stem poverty, engage people in productive microenterprises, improve people's quality of life, and foster patriotism and civic involvement among citizens.

Based on the view that microentrepreneurship is a way of life and a means of livelihood for West Africa's poor, and that lack of credit is a formidable obstacle to microenterprise development, the paper makes a case for institutionalizing a financial systems approach, which was developed by microenterprise financing practitioners to provide poor people world‐wide with savings and credit services, leading to their self‐sufficiency and integration into mainstream financial systems. The four stages of this approach are discussed, along with the tasks in each stage.

The paper posits that implementing the approach must be a joint task among society's four key stakeholders in the public, corporate, non‐profit and grassroots sectors.

The paper concludes that a financial systems approach offers several prospects for citizens’ productivity, for political stability in their countries, and for their meaningful engagement in the world's delocalized economy.

From time immemorial until about a generation ago, the UAE desert-roaming Bedouins were living in tents (hair houses) which they themselves had innovated, constructed and elaborated. They had done this in such a way as to ensure that their practical need for accommodation was met, that the constraints of their physical environment were taken into account, and that their own social and religious obligations could be discharged. Then almost overnight the tents disappeared and with them the way of life they represented.

As a consequence of the UAE government's policy in the early urbanization and resettlement of the country's nomadic population, the previous occupants of the hair houses found themselves residents of the so-called “housing areas” on the outskirts of the UAE cities and towns. The problems arising from this sudden transformation are the focus of this study which aims to demonstrate that while the resettled Bedouins turned to embrace the modern life in their new homes, they were mentally and emotionally drawn to their past lifestyle in which the hair house, more than merely providing accommodation, was an expression of personality and culture.

To this end, this study documents and analyzes the southern version of the hair house (otherwise known as the “winter house”), previously the most common in the UAE desert. The study will consider not only that the hair house was a masterpiece of innovative construction suited to the Bedouin's environment and culture but also, as comparison at different levels shows, the inadequacy of the urban cement house as the Bedouin's current-day accommodation. Consequently, the study recommends that future housing projects targeted at the resettled Bedouins should be designed with a view to harmonizing the needs and requirements of contemporary life with the rich heritage of the Bedouins.

In carrying out this study, the researcher has utilized a combination of research tools, primarily theoretical, descriptive and analytical together with field visits and personal interviews with former residents of the hair houses and the curators of the Heritage Village in Abu Dhabi, the UAE capital. In contrast, as the “housing areas” are still in existence, the scope of the study is limited to the hair house which it tries to recover and reconstruct as a point of reference for the thesis of the study.

This special “Anbar Abstracts” issue of the Journal of Business & Industrial Marketing is split into seven sections covering abstracts under the following headings: Marketing strategy; Customer service; Promotion; Product management; Marketing research.

The act of becoming ‘heavily tattooed’, with its historical association with deviant subcultures, continues to carry a social stigma and evoke negative sanctions. This is especially so for women, who must also contend with gender norms within the highly masculinised tattoo subculture. For women, the experience of becoming heavily tattooed comes to represent an embodied resistance to normative ideals of beauty, against which the participants construct their own alternative gender and beauty philosophies. Besides gender norms, the tattoo world has specific ethos which divides the serious subcultural member from those more casually connected to it. The physical parameter of the subculture finds people gathering in tattoo studios and at tattoo conventions, as well as consuming tattoo-oriented media, such as magazines and television shows. This study draws on in-depth interviews with 36 participants across the United States who consider themselves serious tattoo collectors. From their stories, we learn about the importance of participating in this leisure activity and how becoming heavily tattooed impacts their sense of self, gender and identity.