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The literature on electroless gold deposition processes is reviewed both with respect to bath formulation and the kinetics of the electrochemical reduction and oxidation reactions involved. Some modified formulations are discussed in more detail and components processed by the use of electroless gold deposition are illustrated.

ELSEWHERE in this number we list libraries which have Esent us copies of their annual reports which we are glad to have. Now and again we are able to elaborate on these, but in the present issue that has not been possible. We would say, however, that these reports are deserving of the attention of librarians generally, and of students at the library schools. They are records of work in progress, and they do suggest the development of library policy. The best of them are of textbook value.

The Printed Circuit World Convention 1993 was held at the Fairmont Hotel, San Francisco, from 11–14 May 1993. The Convention was the sixth in the series held at three‐year intervals and represents the major conference on all matters relating to processing, development, management and future predictions within the industry. Over 60 papers in three concurrent sessions were held over the conference period.

This paper attempts to investigate the influence of psychological biases on saving decision-making of bank customers in Ghana.

It employs weighted least squares regression to test the effect of psychological biases on savings decisions of bank customers.

The findings show that all the nine psychological biases, namely mental accounting, availability, loss aversion, representativeness, anchoring, overconfidence, status quo, framing effect and disposition effect employed for the study have a significant influence on saving decision of bank customers. The results depict that psychological biases are entrenched in the saving pattern of bank customers in Ghana.

For policy purposes, the study recommends that bank customers need to enhance their knowledge of psychological biases in order to improve their gains from savings, and not to fall prey to these prejudices. The satisfied customer is a dependable source of bank viability and survival.

To the best of the knowledge of the author, this study provides the first empirical evidence of the influence of psychological biases on saving decisions of bank customers in Ghana. The findings of this study will enhance knowledge on the influence of psychological biases on individual decision-making and will accentuate the fact that the individual is not an entirely rational being.

There is little research into how teachers think about and teach creative writing and its redrafting and how this might differ depending upon the age of the pupils being taught. This paper aims to compare the creative writing conceptualisations and practices of primary school teachers (5–11-year olds) and secondary school teachers (11–18-year-olds) in England through a qualitative survey. This comparison enables to think about the influence of policy on creative writing in primary and secondary schools as well as what professional development could look like for these teachers to improve the teaching of creative writing.

A qualitative survey exploring the creative writing and redrafting pedagogies and conceptualisations was responded to by primary school teachers (n = 18) and secondary school teachers (n = 19). Taking an ecological view of creative writing and teacher identity, the authors undertake a comparative analysis of the survey data using the 5A’s theory of creativity (Glaveanu, 2013) and a view of professional identity existing within “landscapes of practice” (Wenger-Trayner, Wenger-Trayner, 2015). This enables to illuminate how and why creative writing is contextually afforded, or otherwise, in primary and secondary landscapes of practice.

This analysis demonstrates how the redrafting of creative writing is marginalised in both landscapes of practice and how redrafting is largely conceptualised as a technical rather than critical or creative action. The authors show how teachers, particularly in primary school, aim for their pupils to produce “products” rather than engaging in the “process” of creative writing. This analysis also shows that whilst creative writing is overall more marginalised in the secondary school landscape, it is often taught through process approaches. In both landscapes of practice, the re-drafting of creative writing is largely taught through product approaches.

This research is potentially skewed by the fact that we recruited our participants through networks relating the teaching of English, including creative writing. What is worrying about this limitation, however, is that the picture of creative writing in schools in England probably leans more to a product approach than the picture this research has uncovered.

Professional development for teachers in both landscapes is needed in relation to pedagogical actions for creative writing and its redrafting. Some of the key differences we have outlined in conceptualisations and practices between primary and secondary schools landscapes, notably the overuse of product-based teaching actions in primary landscapes, and some of the differences we have outlined within discrete landscapes of practice, notably how some primary school teachers feel more confident to challenge the product-based approach, with one conceptualising redrafting as “creative”, indicate that professional development should involve teachers working across schools.

Policy needs to be reformed to move away from the technicist view of creative writing held in both landscapes of practice. Linked to this, the way creative writing is assessed as a product in secondary schools needs to change – the re-introduction of portfolio-based coursework (Bishop, 1990) would provide the affordance of redrafting as an action central to creative writing processes.

To the best of the authors’ knowledge, this is a rare piece of research which compares primary and secondary school teachers’ approaches to teaching creative writing. It shows that primary school teachers can be formulaic in the way they teach creative writing, using product approaches. However, in secondary schools the picture is different: teachers, particularly those, who are writers themselves, give students more agency in redrafting and shaping their writing. This indicates how professional development should involve primary and secondary school teachers in dialogue with one another to cross boundaries of practice.

MacDermid Europe announces the appointment of Terence Copeland as new group managing diretor in charge of European operations. Mr Copeland, formerly manager of MacDermid Singapore and marketing director of MacDermid Asia, took up the post from the 1st of June.

There are a number of reasons for thinking that the pursuit of change through revolution is fundamentally flawed. Indeed, after over two centuries of debate, Burkean conservatives seem to have won the argument. They have made a strong case against revolutionary change by demonstrating how it has regularly produced some of the worst atrocities we have known. They point out that despite the fact that revolutionary movements have often been the repositories of some of our highest aspirations, their unintended consequences have produced enormous human suffering. And they show how the pursuit of gradual change in some countries brought about the very same goals to which revolutionaries aspired in others, but with far less bloodshed and suffering.

But are the conservatives right? In this article, I consider various problems with their argument. One of the biggest is that the gradual changes they admire were closely entwined with the revolutions they deplore. Not only did revolutions provide incrementalists with a kind of compass that set the direction of change, but they also induced fear in powerful elites: fear that gave these elites an incentive to accept incremental changes they would otherwise have resisted. Indeed, because of these kinds of effects, countries that are usually seen as paradigm examples of the virtues of conservative change may have ultimately been among the major beneficiaries of revolution. In short, there is a good case for arguing that modern conservatism has been free riding on revolution.

Coming events ‐ Seminar on Surface Mounted Components—23–25 April 1985. In response to the enormous amount of interest shown in earlier events on the theme of surface mounting, this 3‐day intensive seminar has been organised for 23–25 April at the Oxford University Department for External Studies. The programme will cover all aspects of surface mounted component technology. Delegates will have the privilege of being the first such group to use the Department's brand new lecture theatre which will comfortably accommodate more than 100 people.

A separate study of the different behavioral biases does not allow for a full understanding of the complexity and stability of the heterogeneity of beliefs. Therefore, through a more global view of these anomalies, the authors wish to show that they can converge on a single concept, which is the heterogeneity of beliefs.

It is therefore essential to stress that the importance of this study is mainly reflected in the methodological approach used in the construction and analysis of the map and not only in the results achieved. This contribution states that structural analysis, as a means of building the cognitive map, can facilitate the task of investors and other decision-makers, in the identification and analysis of the heterogeneity of beliefs that can therefore guide investors' strategy in decision-making.

The authors have studied the behavior of the investor and its way of interpreting the information and the authors have emphasized the value of studying the concept of heterogeneity of beliefs in its complexity. So that part of the work seems to be relevant and crucial to filling, if you will, that void. In this sense, the authors have shown that behavioral abnormalities are multidimensional concepts: “self-deception”, “cognitive bias”, “emotional bias” and “social bias”.

In particular, this article will aim to achieve the objective of proposing a model for measuring the heterogeneity of beliefs. Thus, the authors want to show that the heterogeneity of beliefs can be measured directly through the different behavioral anomalies.