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Article
Publication date: 14 August 2007

Liang Han and Francis Greene

The purpose of this paper is to examine both the characteristics of the business customers and the types of venture which make use of online loan applications. Despite the growth…

1675

Abstract

Purpose

The purpose of this paper is to examine both the characteristics of the business customers and the types of venture which make use of online loan applications. Despite the growth in the use of technology in banking and the advent of online banking, little research has been conducted on the factors underlying online loan application behaviour amongst business banking customers.

Design/methodology/approach

A multivariate analysis is conducted on a USA dataset to empirically test the hypotheses derived in this paper. The empirical evidence is drawn from the US Survey of Small Business Finances, which contains 3,561 sample ventures, representing 5.3 million small businesses in the USA.

Findings

The paper finds that online loan behaviour is largely determined by the characteristics of the entrepreneur, rather than that of the venture. It is also found that factors that trust, evident in the length of the relationship between the applicants and their primary lender, is important. Moderating these effects is further evidence that suggests the number of lenders and distance between lenders and applicants has a marked effect on online loan behaviour.

Originality/value

This paper identifies the factors determining small business online loan application behaviour. This is important because the nature of online loan behaviour is changing the existing relationships between banks and customers. Whilst online loan applications afford banks the opportunity to substantially reduce costs, the danger is that long term relationships with customers are harder to cement.

Details

Journal of Small Business and Enterprise Development, vol. 14 no. 3
Type: Research Article
ISSN: 1462-6004

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Article
Publication date: 21 November 2008

Kelly Smith

E3, standing for Embedding Enterprise Education, started in August 2006 as a HEIF3 funded initiative to promote the learning and teaching of enterprise or entrepreneurship across…

1346

Abstract

Purpose

E3, standing for Embedding Enterprise Education, started in August 2006 as a HEIF3 funded initiative to promote the learning and teaching of enterprise or entrepreneurship across all subject areas of the University of Birmingham. This paper aims to explore how the initiative was marketed to academic Schools at a time when the RAE was taking high priority, discuss the levels of engagement across campus, and provide examples of E3 funded projects.

Design/methodology/approach

Each of the 19 academic Schools of the University of Birmingham were encouraged to apply for an award of up to £10,000 to help with the development of subject‐specific enterprise education opportunities, linked to accredited modules of study for delivery in 2007‐2008. E3 was marketed and presented to Schools and individual staff in a variety of ways depending on their needs and local priorities.

Findings

Discussions with Schools has suggested that enterprise education can be integrated into the curriculum without enterprise‐related learning outcomes having to replace subject‐specific outcomes. To date, 6 E3 projects have been fully approved and several more applications are in progress. All 19 Schools have engaged with E3 at some level and are more aware of the benefits that enterprise education can bring to their students. Schools have identified different priorities including issues around: entrepreneurship; social enterprise; self‐employment and consultancy; or, perhaps not surprisingly for a research‐led institution, using enterprise‐related knowledge and skills to help identify, apply for, and manage research funds.

Practical implications

E3 has shown that enterprise education has relevance to and can be embedding within many subject areas in Higher Education. Not all Schools were able to engage with E3 in its original format and the initiative has been altered and extended to help more Corporate Units, Schools, and Colleges engage in 2007‐2009.

Originality/value

E3 is providing insights into if and how enterprise and entrepreneurship can be promoted to subjects and staff that may not previously been persuaded of its benefits, and for who research is often the top work priority.

Details

Education + Training, vol. 50 no. 8/9
Type: Research Article
ISSN: 0040-0912

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Publication date: 7 October 2015

Mark Stevens and Jered Borup

The purpose of this chapter is to overview what extant research says about parental involvement in online learning environments.

Abstract

Purpose

The purpose of this chapter is to overview what extant research says about parental involvement in online learning environments.

Methodology/approach

The approach in this chapter is a systematic review of literature focusing on engagement frameworks.

Findings

Parents have the potential to be the key to overcoming key concerns about attrition and achievement in online settings. However, research has been silent as to how to engage parents more fully as learning coaches for their children.

Research implications

Research about parental involvement in online learning should consider the roles of both teacher and parent as they coordinate their efforts to improve student engagement. Research also needs to look at what parents need to know about helping their students be successful and how to provide the training and expertise to parents that will help them learn critical support skills.

Originality/value

This chapter is particularly timely in light of the dramatic growth in online learning and the resulting concerns about achievement and attrition that are particularly acute among at-risk populations.

Details

Exploring Pedagogies for Diverse Learners Online
Type: Book
ISBN: 978-1-78441-672-0

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Article
Publication date: 28 June 2011

Ghulam Nabi and Francisco Liñán

The purpose of this paper is to introduce the special issue by positioning and examining some of the key issues, tensions and challenges in graduate entrepreneurship in the…

4886

Abstract

Purpose

The purpose of this paper is to introduce the special issue by positioning and examining some of the key issues, tensions and challenges in graduate entrepreneurship in the developing world.

Design/methodology/approach

The paper recognises the complexity and diversity of approaches considered by the different authors, highlighting a range of issues and challenges in their contributions. The paper is divided into the following sections: entrepreneurial intentions, attitudes and motivations; the role of higher education; and contextual cases, opportunities and challenges in graduate entrepreneurship.

Findings

The paper suggests that there is a lack of research in the field of graduate entrepreneurship in the developing world, and that further research in developing countries may help to understand and shed light on the issues evolving around graduate entrepreneurial intentions, business start‐up and education. Some preliminary themes emerge from research included in this special issue. First, entrepreneurial intentions seem to be higher in developing countries when compared with developed ones. Second, economic and institutional frameworks tend to be unfavourable to entrepreneurial activity. As in developed countries, entrepreneurship seems to be experiencing an upsurge. This could be a tremendously powerful force to accelerate economic growth and development. In this sense, higher education in general, and entrepreneurship education in particular, may be key instruments to help promote entrepreneurial activity.

Originality/value

The paper provides an insight into entrepreneurial intentions and related education and training in developing countries. This should be of interest to researchers, policy‐makers, and higher education institutions.

Details

Education + Training, vol. 53 no. 5
Type: Research Article
ISSN: 0040-0912

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Article
Publication date: 9 March 2020

Laura Huey, Lorna Ferguson and Larissa Kowalski

The purpose of this paper is to test the “power few” concept in relation to missing persons and the locations from which they are reported missing.

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Abstract

Purpose

The purpose of this paper is to test the “power few” concept in relation to missing persons and the locations from which they are reported missing.

Design/methodology/approach

Data on missing persons’ cases (= 26,835) were extracted from the record management system of a municipal Canadian police service and used to create data sets of all of the reports associated with select repeat missing adults (= 1943) and repeat missing youth (= 6,576). From these sources, the five locations from which repeat missing adults and youth were most commonly reported missing were identified (“power few” locations). The overall frequency of reports generated by these locations was then assessed by examining all reports of both missing and repeat missing cases, and demographic and incident factors were also examined.

Findings

This study uncovers ten addresses (five for adults; five for youths) in the City from which this data was derived that account for 45 percent of all adults and 52 percent of all youth missing person reports. Even more striking, the study data suggest that targeting these top five locations for adults and youths could reduce the volume of repeat missing cases by 71 percent for adults and 68.6 percent for youths. In relation to the demographic characteristics of the study’s sample of adults and youths who repeatedly go missing, the authors find that female youth are two-thirds more likely to go missing than male youth. Additionally, the authors find that Aboriginal adults and youths are disproportionately represented among the repeat missing. Concerning the incident factors related to going missing repeatedly, the authors find that the repeat rate for going missing is 63.2 percent and that both adults and youths go missing 3–10 times on average.

Practical implications

The study results suggest that, just as crime concentrates in particular spaces among specific offenders, repeat missing cases also concentrate in particular spaces and among particular people. In thinking about repeat missing persons, the present research offers support for viewing these concerns as a behavior setting issue – that is, as a combination of demographic factors of individuals, as well as factors associated with particular types of places. Targeting “power few” locations for prevention efforts, as well as those most at risk within these spaces, may yield positive results.

Originality/value

Very little research has been conducted on missing persons and, more specifically, on how to more effectively target police initiatives to reduce case volumes. Further, this is the first paper to successfully apply the concept of the “power few” to missing persons’ cases.

Details

Policing: An International Journal, vol. 43 no. 2
Type: Research Article
ISSN: 1363-951X

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Article
Publication date: 1 January 1975

ROBERT SHALLOW

SOMETIMES WHEN the printer is waiting for an article which really should have been sent to him the day before, I sit at my desk and wonder if there is any subject in the whole…

13

Abstract

SOMETIMES WHEN the printer is waiting for an article which really should have been sent to him the day before, I sit at my desk and wonder if there is any subject in the whole world upon which I can possibly find anything to say.

Details

New Library World, vol. 76 no. 1
Type: Research Article
ISSN: 0307-4803

Available. Content available
5652

Abstract

Details

Strategic Direction, vol. 25 no. 5
Type: Research Article
ISSN: 0258-0543

Available. Content available
683

Abstract

Details

International Journal of Entrepreneurial Behavior & Research, vol. 14 no. 6
Type: Research Article
ISSN: 1355-2554

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Available. Content available
Article
Publication date: 20 June 2008

Nnamdi O. Madichie

1290

Abstract

Details

Management Decision, vol. 46 no. 6
Type: Research Article
ISSN: 0025-1747

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Article
Publication date: 10 April 2017

Chungwha Ki, Kangbok Lee and Youn-Kyung Kim

This paper aims to examine, building upon affect balance theory, whether the two modes of luxury consumption, conspicuous consumption (CC) and style consumption (SC), trigger…

5801

Abstract

Purpose

This paper aims to examine, building upon affect balance theory, whether the two modes of luxury consumption, conspicuous consumption (CC) and style consumption (SC), trigger consumers’ mixed emotions of pleasure and guilt and whether the mixed emotions interactively as well as independently influence consumer loyalty to repurchase luxury.

Design/methodology/approach

Using an online survey and seemingly unrelated regressions (SUR) analysis, the authors test the hypotheses and assess the parallel (double) mediation effects of pleasure and guilt on the relationships between luxury consumption and repurchase intention.

Findings

The authors confirm the relationships between CC and pleasure (+), between SC and pleasure (+), between CC and guilt (+) and between SC and guilt (−); the independent effects of pleasure (+) and guilt (−) on repurchase intention (RI); and the interaction effect of pleasure and guilt on RI (+). The authors further demonstrate that both pleasure and guilt mediate the relationship between CC and RI, whereas only pleasure mediates the relationship between SC and RI.

Research limitations/implications

Future researchers may consider possible mixed emotions other than pleasure and guilt and further explore the dynamics between mixed consumer emotions and consumer loyalty in diverse consumption contexts.

Practical implications

The authors suggest luxury marketers to reduce consumer guilt by promoting SC and by maximizing consumer pleasure, which will lead to greater repurchase intention.

Originality/value

Prior research focused on either the positive or negative side of consumer emotion. The authors fill in the research void by examining whether mixed emotions coexist in luxury consumption and how they interplay and influence consumer loyalty.

Details

European Journal of Marketing, vol. 51 no. 4
Type: Research Article
ISSN: 0309-0566

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