Search results

1 – 3 of 3
Article
Publication date: 19 July 2011

D. Vijaya Geeta

Today almost all businesses are connected online and net banking has becoming a buzzword. The concept of identity theft which was more known in the Western world is making its…

2528

Abstract

Purpose

Today almost all businesses are connected online and net banking has becoming a buzzword. The concept of identity theft which was more known in the Western world is making its presence felt in developing economies like India. In this context, the purpose of this paper is to review the current scenario of phishing attacks in India and provide some countermeasures that can be adopted by online firms to fight this kind of attack.

Design/methodology/approach

A few statistics related to the phishing attacks worldwide are compared with India's to gauge the severity of the problem. Security measures adopted by a few banks worldwide are reviewed and are compared with their counterparts in India. In the end, some guidelines are furnished on how to tackle the situation.

Findings

There has been an increase in identity theft in the last few years which could pose a serious problem in the future, resulting in loss of trust by the customer towards net banking. Most of the Indian banks are taking initiatives to address the problem but still more work is to be done in the case of small and rural banks.

Originality/value

Since identity theft is not only a concern of one individual but the responsibility of the concerned financial firm, measures needs to be taken to protect the identity and data of their online customers. This paper is an attempt to assess the present situation. Efforts have been made to come out with the security measures that can be adopted by different firms in enhancing security and protect the identity of their online customers.

Details

Journal of Financial Crime, vol. 18 no. 3
Type: Research Article
ISSN: 1359-0790

Keywords

Article
Publication date: 11 January 2019

Zahoor Ahmed Soomro, Javed Ahmed, Mahmood Hussain Shah and Khalil Khoumbati

Identity fraud is a growing issue for online retail organisations. The literature on this issue is scattered, and none of the studies presents a holistic view of identity fraud…

1285

Abstract

Purpose

Identity fraud is a growing issue for online retail organisations. The literature on this issue is scattered, and none of the studies presents a holistic view of identity fraud management practices in the online retail context. Therefore, the purpose of this paper is to investigate the identity fraud management practices and present a comprehensive set of practices for e-tail sector.

Design/methodology/approach

A systematic literature review approach was adopted, and the articles were selected through pre-set inclusion criteria. The authors synthesised existing literature to investigate identity fraud management in e-tail sector.

Findings

The research finds that literature on practices for identity fraud management is scattered. The findings also reveal that firms assume identity fraud issues as a technological challenge, which is one of the major reasons for a gap in effective management of identity frauds. This research suggests e-tailers to deal this issue as a management challenge and counter strategies should be developed in technological, human and organisational aspects.

Research limitations/implications

This study is limited to the published sources of data. Studies, based on empirical data, will be helpful to support the argument of this study; additionally, future studies are recommended to include a wide number of databases.

Practical implications

This research will help e-tail organisations to understand the whole of identity fraud management and help them develop and implement a comprehensive set of practices at each stage, for effective management identity frauds.

Originality/value

This research makes unique contributions by synthesising existing literature at each stage of fraud management and encompasses social, organisational and technological aspects. It will also help academicians understanding a holistic view of available research and opens new lines for future research.

Details

Journal of Enterprise Information Management, vol. 32 no. 2
Type: Research Article
ISSN: 1741-0398

Keywords

Article
Publication date: 5 October 2015

Vijaya Geeta Dharmavaram

The purpose of the paper is to assess the precautionary measures adopted by the popular websites in India, and, thus, find out how vulnerable the Indian Web users are to this form…

Abstract

Purpose

The purpose of the paper is to assess the precautionary measures adopted by the popular websites in India, and, thus, find out how vulnerable the Indian Web users are to this form of attack. Today almost all work is done through the Internet, including monetary transactions. This holds true even for developing countries like India, thus making secure browsing a necessity. However, an attack called “clickjacking” can help Internet scammers to carry out fraudulent tasks. Even though researchers had proposed different techniques to face this threat, it remains a question on how effectively they are deployed in practice.

Design/methodology/approach

To carry out the study, top 100 Indian and global websites in India were identified and were divided into static and dynamic websites based on the level of interaction they offer to the users. These websites were checked to see whether they offer any basic protection against clickjacking and, if so, which defence technique is used. A comparison between Indian websites and global websites is done to see where India stands in terms of providing security.

Findings

The results show that 86 per cent of Indian websites offer no protection against clickjacking, in contrast to 51 per cent of global websites. It is also observed that in the case of dynamic websites, only 18 per cent of Indian websites offer some form of protection, when compared to 63 per cent of global websites. This is quite alarming, as dynamic websites such as social networking and banking websites are the likely candidates for clickjacking, resulting in serious consequences such as identity and monetary theft.

Originality/value

In this paper, vulnerability of Indian websites to clickjacking is presented, which was not addressed before. This will help in creating awareness among the Indian Web developers as well as the general public, so that precautionary measures can be adopted.

Details

Journal of Money Laundering Control, vol. 18 no. 4
Type: Research Article
ISSN: 1368-5201

Keywords

1 – 3 of 3