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The purpose of this paper is to provide a comprehensive decision support approach in credit risk assessment.

A comprehensive decision support approach is proposed for credit scoring and prediction. The predictive performance of the new approach has been investigated by using data including number and text.

The results demonstrate that the proposed approach achieves better and more stable classification accuracy than the single classifiers in most cases. Meanwhile, the prediction accuracy of individual classifiers is also improved by the proposed approach.

This study provides a comprehensive model for credit risk scoring and provides valuable information to the existing literature on credit scoring by using artificial intelligence.

Internet marketing underground industry users refer to people who use technology means to simulate a large number of real consumer behaviors to obtain marketing activities rewards illegally, which leads to increased cost of enterprises and reduced effect of marketing. Therefore, this paper aims to construct a user risk assessment model to identify potential underground industry users to protect the interests of real consumers and reduce the marketing costs of enterprises.

Method feature extraction is based on two aspects. The first aspect is based on traditional statistical characteristics, using density-based spatial clustering of applications with noise clustering method to obtain user-dense regions. According to the total number of users in the region, the corresponding risk level of the receiving address is assigned. So that high-quality address information can be extracted. The second aspect is based on the time period during which users participate in activities, using frequent item set mining to find multiple users with similar operations within the same time period. Extract the behavior flow chart according to the user participation, so that the model can mine the deep relationship between the participating behavior and the underground industry users.

Based on the real underground industry user data set, the features of the data set are extracted by the proposed method. The features are experimentally verified by different models such as random forest, fully-connected layer network, SVM and XGBOST, and the proposed method is comprehensively evaluated. Experimental results show that in the best case, our method can improve the F1-score of traditional models by 55.37%.

This paper investigates the relative importance of static information and dynamic behavior characteristics of users in predicting underground industry users, and whether the absence of features of these categories affects the prediction results. This investigation can go a long way in aiding further research on this subject and found the features which improved the accuracy of predicting underground industry users.

The purpose of this paper is to deal with the different phases of volatility behavior and the dependence of the variability of the time series on its own past, models allowing for heteroscedasticity like autoregressive conditional heteroscedasticity (ARCH), generalized autoregressive conditional heteroscedasticity (GARCH), or regime‐switching models have been suggested by reserachers. Both types of models are widely used in practice.

Both regime‐switching models and GARCH are used in this paper to model and explain the behavior of crude oil prices in order to forecast their volatility. In regime‐switching models, the oil return volatility has a dynamic process whose mean is subject to shifts, which is governed by a two‐state first‐order Markov process.

The GARCH models are found to be very useful in modeling a unique stochastic process with conditional variance; regime‐switching models have the advantage of dividing the observed stochastic behavior of a time series into several separate phases with different underlying stochastic processes.

The regime‐switching models show similar goodness‐of‐fit result to GARCH modeling, while has the advantage of capturing major events affecting the oil market. Daily data of crude oil prices are used from NYMEX Crude Oil market for the period 13 February 2006 up to 21 July 2009.

The environment in which users acquire medical and health information has changed dramatically, with online health communities (OHCs) emerging as an essential means for accessing health information. It is imperative to comprehend the factors that shape the users' compliance willingness (UCW) to health information in OHCs.

This study adopted the information adoption model (IAM) and theory of planned behavior (TPB) to investigate the influence of argument quality (AQ), source credibility (SC) and subjective norms (SN) on UCW while considering the two types of online health information – mature and emerging treatments. The authors conducted an explanatory-predictive study based on a 2 (treatment types: mature vs. emerging) * 2 (AQ: high vs. low) * 2 (SC: high vs. low) scenario-based experiment, using the partial least squares structural equation modeling (PLS-SEM).

SC positively influences AQ. AQ, SC and SN contribute to information usefulness (IU). These factors positively affect UCW through the mediation of IU. SN were found to improve UCW directly. Moreover, the moderating effect of SC on AQ and IU was more substantial for emerging treatments.

The research model integrates IAM and TPB, considering information types as an additional variable. The approach and findings provide a valuable explanation for UCW to health information in OHCs.

This paper considers carbon abatement in a competitive supply chain that is composed of a manufacturer and two retailers under vertical shareholding. The authors emphasize the equilibrium decision problem of stakeholders under vertical shareholding and different power structures.

A game-theoretic approach was used to probe the influence of power structure and retailer competition on manufacturers' carbon abatement under vertical shareholding. The carbon abatement decisions, environmental imp4cacts (EIs) and social welfare (SW) of different scenarios under vertical shareholding are obtained.

The findings show that manufacturers are preferable to carbon abatement and capture optimal profits when shareholding is above a threshold under the retailer power equilibrium, but they may exert a worse negative impact on the environment. The dominant position of the held retailer is not always favorable to capturing the optimal SW and mitigating EIs. In addition, under the combined effect of competition level and shareholding, retailer power equilibrium scenarios are more favorable to improving SW and reducing EIs.

This paper inspects the combined influence of retailer competition and power structure on manufacturers' carbon abatement. Distinguishing from previous literature, the authors also consider the impact of vertical shareholding and consumer preferences. In addition, the authors analyze the SW and EIs in different scenarios.

Few efforts have considered political embeddedness heterogeneity and examined whether different types of political embeddedness can pose different valuation effect on green innovation. Address to this concern, this paper aims to provide a more nuanced conceptualization of different types of political embeddedness and their effects on green innovation.

This paper conducts negative binomial method to test our predicts and adopts propensity score match (PSM) and placebo test to mitigate endogeneity issues.

The interpersonal political embeddedness (IPPE) has a stronger positive effect on green innovation than the interorganizational political embeddedness (IOPE) and that such effect depends on multiple factors at an individual (i.e. Cheif executive officer (CEO) duality), firm (i.e. firm growth) and environment (i.e. industrial competition) level. Figure 1 is the research model. The relationship is more pronounced when the firm has a dual leadership structure and a high level of firm growth and is less pronounced when a firm is engaged in intensive industrial competition.

The authors extend political embeddedness literature by introducing and distinguishing the concept of IPPE and IOPE. The authors enrich green innovation research by revealing how corporate green innovation is effected by the IPPE and the IOPE.