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The purpose of this paper is to explore the user's perspective in evaluating e‐health services and to present evaluation criteria that influence users' utilization and satisfaction of e‐health services.

The paper is based on two lines of studies relating to the behaviour of users of new products or services and on broad examining and critical analysis of the existing evaluations initiatives in e‐governments services generally but also particularly in an e‐health context.

The paper argues that e‐health services evaluation frameworks should be criteria‐based, while the criteria can be grounded in, and derived from, one or more specific perspectives or theories, and cannot be entirely framed within the bounds of a single theory or perspective. The paper suggests an evaluation framework for e‐health services and provides a set of clear and useful e‐health evaluation criteria that can be accommodated by such a framework.

The limitation of this paper lies in the absence of empirical validation and examination of the proposed evaluation criteria that have not yet been applied in the fieldwork. Hence, the proposed criteria require an empirical validation which will be performed by the authors in the next stage of this research using a multiple case study strategy and will form the basis for further research.

The proposed evaluation criteria can be used to help achieve better user services utilization, to serve as part of an e‐health evaluation framework, and to address areas that require further attention in the development of future e‐health initiatives.

The paper presents a well‐argued and balanced hierarchy of evaluation criteria that can contribute to an area of research which is still in its infancy in terms of development and management.

This study aims to examine the phenomenon of Fatwā shopping, its effect on consumer trust in Islamic finance products and the need for effective consumer protection regulations in the Islamic finance industry.

The methodology used in this study is qualitative research which draws significantly from relevant regulations on financial consumer protection through analytical method to identify common themes on Fatwā shopping and consumer trust in the relevant literature.

This study finds that the increasing practice of Fatwā shopping through clandestine searches by some Islamic banks to get their new products endorsed by leading Sharī‘ah scholars requires proper legal regulation to avoid a total erosion of trust in the entire Islamic finance industry.

Though Fatwā shopping is practiced in the Islamic finance industry, it is always difficult to get some desperate Islamic bankers to agree to this; hence, this study does not portend to examine the evidence on Fatwā shopping, but it seeks to bring to the fore the effect of Fatwā shopping on consumer trust in Islamic financial services, and the need for effective consumer protection regulations.

This study is expected to provide an invaluable guide and policy framework for emerging and promising jurisdictions on the need to regulate Fatwā shopping through an effective legal framework based on some best practices identified in the study.

Though there have been a number of studies relating to Fatwā shopping, focusing on the need for effective consumer protection regulations in the Islamic finance industry will enrich the existing literature and have significant implications for the future of the industry.