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This study aims to identify the factors that could explain the intention to use Paytech services within an Islamic banking context. The authors use an extended version of the technology acceptance model to develop a causal–predictive analysis.

The research model and hypotheses were tested by applying partial least square-structured equation modeling to data collected from 214 users of Islamic banking in Saudi Arabia.

The results show that perceived trust has a highly significant direct effect on the intention to use Islamic Paytech services, whereas perceived risk has a significant indirect effect on IU.

Internet banking behavior may not be static. In technology acceptance, during the various phases from introduction to the maturity phase, the respondent’s perceptions tend to change

From the point of view of Fintech services providers, the knowledge of the factors fostering the adoption of Fintech services would allow an international expansion without the inconvenience of establishing offices or companies in countries whose legislation does not favor the operations carried out by Islamic banks.

These digital payment services would allow access to financial services to the entire Muslim population regardless of their location (Islamic and non-Islamic nations) and will also reach out to the next generation of young Muslims as a majority are “digital natives” ready for digital Islamic financial solutions.

This study is the first to explore the intention to use Paytech services by Islamic banking users in Saudi Arabia. From a theoretical perspective, this work contributes to the academic literature by analyzing the intention to use Paytech services in an Islamic banking context. On the practical front, the study identifies the crucial factors that industry players can use to design their Paytech applications and services to increase financial inclusion in Saudi Arabia and other countries with similar cultures as well as to design an international expansion without the inconvenience of establishing offices or companies in countries whose legislation does not favor the operations carried out by Islamic banks.

This paper explores the indigenous climate knowledge (ICK) of the Gwadar fishing community in Pakistan. The main purpose of this paper is to explore the accuracy of ICK and how climatic change brings changes to it and the social lives of local fishers.

Qualitative research methods, including participant observation, in-depth interviews and oral histories, were used to collect the data.

Finding from this long fieldwork shows that this fishing community has a harmonious relationship with nature and local ecology. Their knowledge of local ecology enables them to have equal access to natural resources, sustainable resource management, disaster risk reduction and strong social organization on the coast of Gwadar. Recently their deep relationship with local ecology and sociocultural organization has been disturbed due to huge climate changes caused by human manipulation of the environment. Their ability to foresee climatic events has been reduced. They are finding it impossible to estimate fish availability due to massive climate changes. Local communities are losing their traditional livelihoods and socioeconomic autonomy as a result of growing climate change. Climatic change adds to the existing poverty situation and increases political instability in the region.

The study suggests using the fishermen’s valuable indigenous knowledge of local ecology, climate and its ties to local traditions, culture and resource management for a scientific understanding of climate change and marine resource management in Gwadar, Pakistan.

This is an ethnographic study based on a long term field work. Fishing community is passing through catastrophic climatic changes in the region. This community has been ignored by both government and researchers to record their problems and bring them to academia and media. Therefore, this study will help them raise their voices.

The present study focused on examining the effect of treated wastewater (TWW) on soil chemical properties. Also, efforts were made to compare the soil chemical properties under TWW irrigation with that under groundwater (GW).

During the years 2021 and 2022, surface and subsurface soil samples were randomly collected in triplicate by using an auger fortnightly at two depths (20 and 40 cm) from the selected spot areas to represent the different types of irrigation water sources: TWW and GW. Samples of the GW and the TWW were collected for analysis.

This study examines the impact of TWW on soil characteristics and the surrounding environment. TWW use enhances soil organic matter, nutrient availability and salt redistribution, while reducing calcium carbonate accumulation in the topsoil. However, it negatively affects soil pH, electrical conductivity and sodium adsorption ratio, although remaining within acceptable limits. Generally, irrigating with TWW improves most soil chemical properties compared to GW.

In general, almost all of the soil’s chemical properties were improved by irrigating with TWW rather than GW. Following that, wastewater is used to irrigate the soil. Additionally, the application of gypsum to control the K/Na and Ca/Na ratios should be considered under long-term TWW and GW usage in this study area in order to control the salt accumulation as well as prevent soil conversion to saline-sodic soil in the future. However, more research is needed to thoroughly investigate the long-term effects of using TWW on soil properties as well as heavy metal accumulation in soil.

This study evaluated a programme, CAP Youth Empowerment Institute (CAPYEI) that uses Basic Employability Skills Training (BEST) model to contribute the evidence and generate lessons on the type of skills needed to enhance women economic empowerment. The purpose of the study is to generate evidence of what works in women skill acquisition and employability in Kenya.

This study adopted a mixed research design incorporating both quantitative and qualitative approaches to conduct an impact evaluation of the CAP YEI training programme on the employability and entrepreneurship of women and girls in Kenya. The design allows for the consideration of two groups: treatment and control groups thus allowing for a clear comparison of outcomes between those who received the training (treatment group) and those who did not (control group). Project evaluation data were collected from both primary and secondary sources. Given that the study was conducted post evaluation, it did not have baseline survey data, therefore an ex post baseline evaluation using a retrospective approach was computed. In the absence of a true baseline, the questionnaire was tailored to allow beneficiary recall. A key design consideration of impact evaluation study was the identification of a valid control group that could generate a suitable counterfactual outcome.

The results indicate positive self-evaluation on most of the selected soft skills. For instance, over 80% of both the beneficiaries and non-beneficiaries indicated that they possessed communication, teamwork, interpersonal, decision-making, prioritization, assertiveness and negotiation skills, whereas 58 % and 63 % of the beneficiaries and non-beneficiaries, respectively, indicating that they possessed information and communication technology (ICT) skills. Results indicate that skills development improves chances of employment among the target group and especially women. The results indicate that addressing gender inequality requires targeted interventions. The targeted interventions could be aimed at ensuring that women and girls are empowered to compete favourable with men and boys in the labour market.

This study was an evaluative study of the impact of an intervention in a single case study. This means while the findings of the study are relevant to policy and practice, they cannot be generalized to a broader populace. The absence of base-line data rendered the use of comparative data impossible. Data generated through self-reported assessment of intervention impacts are prone to responder biases, which may raise questions about the validity of the findings.

This study recommends integration of transferable skills training in teaching and training institutions to enhance competitiveness, employability and entrepreneurship chances of the graduates in the labour market. The study is significant in informing policy direction in Kenya.

This study evaluated a model of integrating transferable skills into a young women training programme and evaluated its impacts with a view of documenting what works for women employability. This case is a unique one in the country specific context.