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1 – 10 of 163Shasnil Avinesh Chand, Ronald Ravinesh Kumar and Peter Josef Stauvermann
Deposits, a liability component of banks’ balance sheet, are an important source of funding for commercial and retail banks. In this study, the authors consider deposits as…
Abstract
Purpose
Deposits, a liability component of banks’ balance sheet, are an important source of funding for commercial and retail banks. In this study, the authors consider deposits as dependent variable and examine factors (bank-specific, macrofinance and structural) that could plausibly explain deposits. Subsequently, the findings are expected to support analysts, bank managers and regulators, especially in small economies such as Fiji, for asset–liability management.
Design/methodology/approach
This study uses a balanced panel of six commercial banks and two credit institutions over the period 2000–2022. To control for bank heterogeneity, a fixed-effect regression method is used.
Findings
Bank-specific variables such as bank size, profitability, loan-to-deposit ratio and bank stability are positively associated with bank deposits, whereas the capital adequacy ratio is negatively associated with bank deposits. Macroeconomic variables such as remittances and gross domestic product per capita are positively associated with bank deposits. Moreover, institutional variables such as control of corruption, political stability and regulatory quality are positively associated with bank deposits. However, tail events such as the global financial crisis of 2007–09 and the COVID-19 pandemic negatively influence bank deposits. Structural breaks for 2007 and 2011 of two banks (Bank of the Baroda and Bank of the South Pacific, respectively) are positively associated with bank deposits.
Originality/value
Previous studies have considered profitability, competition, nonperforming loans and stability of banks in Fiji. To the best of the authors’ knowledge, this study is the first to consider the determinants of bank deposits, an important source of funds for banks in many small countries including Fiji. In addition, this study examines the impact of structural breaks, tail events such as the recent pandemic (COVID-19) and institutional variables.
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Tanusree Dutta, Subhadip Roy, Soumya Sarkar and Sudipa Nag
This study aims to investigate the nuances of celebrity spokesperson effectiveness in business-to-business (B2B) advertising. Specifically, the study addresses the question of…
Abstract
Purpose
This study aims to investigate the nuances of celebrity spokesperson effectiveness in business-to-business (B2B) advertising. Specifically, the study addresses the question of endorser effectiveness in the presence of product complexity (high vs low) and how this effect is moderated by endorser gender. In addition, the study also explores whether the way an endorser is placed in the advertisement (product-facing vs audience-facing) would have differential effects on the buyer.
Design/methodology/approach
The present study uses experimental design to fulfil the study objectives. Two experiments are conducted (total n = 201) on employees in a purchasing role in organisations, with the dependent variable being dwell time (captured using an eye-tracking device).
Findings
Major findings indicate that celebrity gender has a moderating effect depending on the product complexity. Results also indicate a significant effect of how the celebrity is placed in the advertisement on the buyer.
Research limitations/implications
The findings emphasise the role of the spokesperson in B2B advertising using neuro-behavioural data. It also contributes to the theoretical nuances of spokesperson gender in B2B advertising and the role of kinesics in advertising using spokespersons.
Practical implications
The study provides guidelines on the choice of the spokesperson and their physical posture in the advertisement for B2B advertisers that may lead to communication effectiveness.
Originality/value
The present study is in a domain that is scarcely researched in B2B and adds novelty as it uses physiological data instead of self-reported measures.
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Flavia Braga Chinelato, Cid Gonçalves Filho and Arquimedes Martins Gois
Studies on the negative aspects of consumer–brand relationships have received increasing attention in academia, but most research on this phenomenon is not focused on services. On…
Abstract
Purpose
Studies on the negative aspects of consumer–brand relationships have received increasing attention in academia, but most research on this phenomenon is not focused on services. On the other hand, the literature consistently demonstrates evidence that gender affects consumer behavior. In this context, this study aims to unprecedentedly identify the antecedents of brand hate and the effects of consumer gender across different service sectors.
Design/methodology/approach
This research compares the results of two studies with service companies. The first was accomplished with 307 consumers of mobile phone operators, and the second study was performed on 450 higher education students. The data were analyzed using structural equation modeling.
Findings
In both studies, females showed greater importance for ideological incompatibility than males. This suggests that females are more sensitive to moral issues and ethical behavior than males. As for males, negative experience is the most relevant antecedent of brand hate in both samples. However, when age is checked, the results indicate that younger males develop more brand hate than older males. This does not happen with females.
Originality/value
This study demonstrates gender differences and compares two samples applied in different service sectors: low-technological and high-touch consumer interactions. The results show that the antecedents of brand hate for males and females in the service sector differ. This study also points out that older males present a different behavior when compared to younger males, which does not happen with females.
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Krishna Roy, Ujjwal Kanti Paul, Saurabh Tiwari and Arunava Mookherjee
In today’s fast-paced and interconnected market, companies must adapt to the evolving demands of their customers. Therefore, it is essential to examine the impact of online…
Abstract
Purpose
In today’s fast-paced and interconnected market, companies must adapt to the evolving demands of their customers. Therefore, it is essential to examine the impact of online reviews on potential customers' intent to purchase. This study seeks to identify the characteristics of electronic word-of-mouth (eWOM) that influence a buyer’s intention to purchase goods and services.
Design/methodology/approach
We used the snowball sampling method to collect data using a pre-tested survey instrument with a five-point Likert scale. We received 696 usable responses. We conducted assumption tests to ensure that we could use covariance-based structural equation modelling (CB-SEM) for data analysis. The collected data were analysed using exploratory factor analysis (EFA) and confirmatory factor analysis (CFA) to compute the latent variables. We then tested our research hypotheses using CB-SEM.
Findings
Eight latent constructs – perceived persuasion, perceived information, image aesthetics, ease_of_experience, eWOM_credibility, eWOM_usefulness and eWOM_adoption – have been identified, which determine the influence of eWOM on purchase intent (PI) for both tangible and experiential products. Though the structural model emerged relatively similar, the constructs had differential impacts on PI for commodities and services. The perceived information quality and source trustworthiness had a greater impact on eWOM credibility in the case of services than in the case of commodities, while image aesthetics played a more crucial role in determining the eWOM credibility for commodities than services. In both cases, credible eWOM was found useful, but a persuasive eWOM influenced its perceived usefulness more in the case of commodities. The likelihood of adopting a useful eWOM and converting it to positive PI is present in the case of both services and commodities, but the impact is much higher in the case of services.
Research limitations/implications
The study has examined the interplay of three theoretical consumer behaviour models: elaboration likelihood model (ELM), stimulus-organism-response model (SOR), and information adoption model (IAM). Thus, it adds to the existing literature on the characteristics of eWOM that influence the PI of online buyers.
Practical implications
This study’s findings demonstrate how eWOM influences consumers' perceptions of the utility of goods and services, impacting their intention to purchase. It also provides valuable insights into marketing and consumer behaviour in the Indian market. Thus, this study assists marketers in adjusting their digital marketing strategies to ensure the effective use of eWOM characteristics to positively influence the PI of the target audience in the Indian market.
Originality/value
This research study examines the relationship between eWOM characteristics and PI for both goods and services sectors. Most existing literature is skewed towards specific service sectors, such as hospitality and health care. A generalised comparative study is what makes this research work unique.
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Yang Li, Ruolan Hou and Ran Tan
This study aims to investigate how chatbots’ warmth and competence affect customer behavioural expectation (i.e. purchase, recommendation) through perceived humanness and…
Abstract
Purpose
This study aims to investigate how chatbots’ warmth and competence affect customer behavioural expectation (i.e. purchase, recommendation) through perceived humanness and perceived persuasiveness. Moreover, prior knowledge of chatbot is considered the boundary condition of the effects of chatbots’ warmth and competence.
Design/methodology/approach
A lab-in-field experiment with 213 participants and a scenario-based experiment of 186 participants were used to test the model using partial least squares structural equation modelling via SmartPLS 4.
Findings
Chatbot warmth positively affects customer behavioural expectation through perceived humanness while chatbot competence positively affects customer behavioural expectation through perceived persuasiveness. Prior knowledge of chatbot positively moderates the effect of chatbot warmth on perceived humanness.
Research limitations/implications
This study provides nuanced insights into the effects of chatbots’ warmth and competence on customer behavioural expectation. Future studies could extend the model by exploring additional boundary conditions of the effects of chatbots’ warmth and competence in different generations.
Practical implications
This study offers insightful suggestions for marketing managers on how to impress and convert online customers through designing verbal scripts in customer−chatbot conversations that encourage the customers to anthropomorphise the chatbots.
Originality/value
This study probes into the effects of chatbots’ warmth and competence on customer behavioural expectation by proposing and examining a novel research model that incorporates perceived humanness and perceived persuasiveness as the explanatory mechanisms and prior knowledge of chatbot as the boundary condition.
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This paper aims to inform noncataloguers about the current and historical significance of both machine readable cataloguing (MARC) records and traditional cataloguing as well as…
Abstract
Purpose
This paper aims to inform noncataloguers about the current and historical significance of both machine readable cataloguing (MARC) records and traditional cataloguing as well as introduce them to current struggles to modernize.
Design/methodology/approach
The approach of this column is to break-down what may appear to be a crisis in the modernization of library cataloguing and metadata by placing the issues in their historical context and considering existing technologies in a user-friendly manner.
Findings
MARC-based cataloguing is well-established, robust and widely used in many library applications. It is not easily replaced and attempts to do so have had very slow progress. Although change is expected in the future, it may lay with solutions based on Artificial Intelligence (AI) technologies.
Originality/value
Although there are many papers discussing the merits of traditional cataloguing and the need for new methods and standards, few are written from a nontechnical point of view and for noncataloguers or those not working in systems departments. This column's intended audience is all library workers with an emphasis on those who are not familiar with MARC.
The SARS-Cov2 pandemic has generated considerable debate about the role of vaccines in the fight against epidemics and the sensitivity and acceptability of new vaccines in…
Abstract
Purpose
The SARS-Cov2 pandemic has generated considerable debate about the role of vaccines in the fight against epidemics and the sensitivity and acceptability of new vaccines in emergency situations. The aim of this paper is to examine the nature of the relationship between remittances as an additional source of income and the acceptance of the COVID-19 vaccine and to provide an overview of the determinants of acceptance or hesitancy of the COVID-19 vaccine. It uses logistic regression and propensity score matching to study the relationship between remittances and COVID-19 vaccine acceptance. Using data from the Arab Barometer survey (2021–2022) for 10 Middle East and North Africa (MENA) countries, the results indicate that the number of people vaccinated among remittance recipients is higher than among those who do not receive remittances. The impact of international migration on vaccine acceptance in countries of origin can be seen in the transfer of norms and beliefs from host countries.
Design/methodology/approach
The paper uses logistic regression and propensity score matching to study the relationship between remittances and COVID-19 vaccine acceptance. using data from the Arab Barometer survey (2021–2022) for 10 MENA countries.
Findings
The results indicate that the number of people vaccinated among remittance recipients is higher than among those who do not receive remittances. The impact of international migration on vaccine acceptance in countries of origin can be seen in the transfer of norms and beliefs from host countries.
Research limitations/implications
Other variables possibly linked to vaccine acceptance can be incorporated into the study.
Practical implications
In countries of origin, international migration should be taken into account in health policies. The convergence of health standards between developed and developing countries can also be achieved through international migration.
Originality/value
The link between migration, through remittances as a proxy for norm transfers, and health, particularly vaccine acceptance in a period of health crisis, has never been addressed in the literature.
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Cornelius P. Kloppers and Deon J. de Beer
The increased use cases for laser powder bed fusion (LPBF) in the research and commercial domains necessitate a better understanding of the inputs and the processing parameters…
Abstract
Purpose
The increased use cases for laser powder bed fusion (LPBF) in the research and commercial domains necessitate a better understanding of the inputs and the processing parameters. Porosity in parts manufactured by LPBF could lead to premature failure and increased cost. The powder bed, which is selectively laser melted, must be as densely packed as possible to ensure high-density parts. This paper aims to identify and qualify the variables that affect the packing density of the powder bed.
Design/methodology/approach
Six different independent variables that affect the packing density of the powder were identified and quantified. The chemical composition, true powder density, powder size distribution, powder circularity and convexity and powder morphology were studied. A powder bed density capsule was printed in place to determine the actual powder bed density in the LPBF unit.
Findings
Particle size destitution is the most critical aspect of the packing density in the LPBF unit. Powder with better circularity, convexity and higher powder density has proven to pack less densely than powder with many smaller particles. A more significant number of fine particles will ensure the voids between larger particles are filled, and a denser item, with less porosity, can be manufactured.
Originality/value
The independent variables quantified in this study to determine their effect on the packing densities are discussed. Adherence to the ASTM standard applicable to this industry is discussed, and the quantification method is evaluated. This work’s original contribution is identifying the effect of the ratio of D90 to D10 values based on particle diameter and its interaction within the LPBF unit to result in the highest possible packing density.
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Roberta Vadruccio, Arianna Seghezzi and Angela Tumino
The retail landscape is dramatically changing due to a series of socio-economic and technological challenges, which can be faced through the adoption of smart technologies…
Abstract
Purpose
The retail landscape is dramatically changing due to a series of socio-economic and technological challenges, which can be faced through the adoption of smart technologies. Accordingly, a significant number of publications in this field have been produced, albeit with fragmented results. Therefore, this paper aims at both providing a clear and organised overview of the main smart technologies for physical retailing, in terms of application fields and expected impact, while identifying the major shortcomings and future research avenues.
Design/methodology/approach
The research conducts a systematic review of the literature concerning the assimilation of smart technologies within physical retail environments, resulting in the analysis of 103 papers published from 2005 to 2023. The review highlights (1) the main smart technologies employed in retail stores, (2) their application area and (3) the beneficiaries of their adoption. Accordingly, these three aspects are initially assessed independently and then examined in combination.
Findings
The analysis presents a comprehensive list of 16 key technologies (what) that can support a wide range of processes, spanning from back-end functions to front-end activities, also enabling the connection with online channels (where), catering several and different benefits (why) to both customers and retailers (who). Besides, the research points out many uncovered topics that could be addressed by the academic community.
Originality/value
To the best of the authors’ knowledge, the review is the first one in the literature offering a thorough and organised overview of the different available technologies for in-store application and their impact on physical retail processes.
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Henrik Virtanen and Peter Björk
Previous research on the impact of coopetition on innovation performance has provided contradictory results. Thus, this study aims to fill the gap by gathering data to explain the…
Abstract
Purpose
Previous research on the impact of coopetition on innovation performance has provided contradictory results. Thus, this study aims to fill the gap by gathering data to explain the impact of coopetition on service innovation, considering the partners’ geographical proximity, innovation focus of the firm and cooperation with customers.
Design/methodology/approach
A logistic regression model is applied, and four hypotheses are tested using data from the Eurostat Community Innovation Survey 2018. The cross-sectional data set consists of 13,723 firms innovating services in selected European Union countries.
Findings
The findings verify the importance of coopetition for service innovation. However, the coopetitive partners’ nationality does not have a significant impact. Furthermore, the integration of customer cooperation with coopetition enhances service innovation. Hence, competing partners seem not to avoid cooperation in output functions near the customers. To coopete in innovation is risky, but the findings reveal that partners develop novel services through coopetition, intended to produce a higher return to compensate for the risks.
Originality/value
Presumably, this is one of the first large-scale studies examining the impact of coopetition on service innovation in a European context. This study indicates that coopetition amplifies service innovation, thus reducing the divergent views on the impact of coopetition on innovation performance. It responds to the request for more research on the context of coopetitive innovation by explaining how the firms’ geographical proximity, innovation focus and cooperation with customers impact their service innovation performance.
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