Shailja Badra, Sarika Jain and Sarita Vichore
This study aims to explore the themes of “Fintech” and “Financial Inclusion” since their inception using bibliometric analysis and pave the way for future research agenda.
Abstract
Purpose
This study aims to explore the themes of “Fintech” and “Financial Inclusion” since their inception using bibliometric analysis and pave the way for future research agenda.
Design/methodology/approach
The research is based on 351 publications from the Scopus database, covering timespan from 2007 to September 2023. The bibliometric analysis involves performance metrics (e.g. publication year, notable articles, leading journals and influential authors) and scientific mapping (e.g. word map analysis, three-field plot, bibliographic coupling, co-occurrence network analysis and thematic mapping). Tools used include Biblioshiny for performance analysis and VOSviewer for visualization.
Findings
The bibliometric analysis reveals the publication trends, most influential authors, articles, journals, countries and important keywords. Subsequently, it presents the network connections among them in the “Fintech” and “Financial inclusion” fields. It identified emerging research diversifications in the literature on fintech and financial inclusion, while performance and citation analysis reveal significant growth in publications since 2019. Science mapping identifies four major clusters of research themes: measuring financial inclusion, leveraging data and analytics, technological change through infrastructure and access and usage of financial services. The study emphasizes the importance of Fintech in enhancing financial inclusion, particularly in developing regions.
Research limitations/implications
The limitation of this study is the extraction of research articles from a single database, Scopus. The study emphasizes the importance of Fintech in enhancing financial inclusion, particularly in developing regions. Future research could explore the role of Fintech in achieving UN Sustainable Development Goals and the G20 High-Level Principles for Digital Financial Inclusion. Additionally, there is a need to examine the behavioral changes induced by Fintech in traditional financial institutions and end-users across different economies.
Originality/value
This is one of the comprehensive studies to explore “Fintech” and “Financial Inclusion” from a bibliometric lens. The study highlights and discusses the recent themes in fintech and financial inclusion from broader social and managerial perspective.
Details
Keywords
David Kitulazzi, Frank Kwakutse Ametefe, Amin Karimu and Omokolade Akinsomi
This study aims to examine environmental, social and governance (ESG) investing and its impact on the performance of Johannesburg Stock Exchange (JSE)-listed real estate firms.
Abstract
Purpose
This study aims to examine environmental, social and governance (ESG) investing and its impact on the performance of Johannesburg Stock Exchange (JSE)-listed real estate firms.
Design/methodology/approach
The study applies the two-step generalised method of moments framework to estimate the parameters of our regression model. Data on ESG scores and financial performance were collected from Bloomberg and Refinitiv Eikon, respectively, while data on macroeconomic factors were collected from the World Bank DataBank. The data collected were for the period of 2013–2022.
Findings
The study reveals that composite ESG has a negative and significant impact on firm value as measured by Tobin’s Q. Social sustainability, on the other hand, had a significant and positive impact on both the return on equity and Tobin’s Q. Governance had a positive impact on return on assets, whereas environmental sustainability did not have a significant impact on either firm profitability or firm value.
Practical implications
The results reveal that the sustainable scores of real estate firms have a positive association with the performance of listed real estate firms in South Africa and therefore, these firms should continue to pay greater attention to ESG investment during their investment decision-making.
Originality/value
To the best of the authors’ knowledge, this study is the first of its kind to examine ESG investment and the performance of JSE-listed real estate firms using ESG data from Bloomberg. The study is expected to increase ESG investment understanding and interest in the property sector of South Africa.