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Article
Publication date: 2 May 2024

Muhammad Bahrul Ilmi, Muslim Har Sani Mohamad and Ros Aniza Mohd. Shariff

This study aims to investigate the growth of Indonesian Islamic banks and explores organisational growth determinants from different perspectives, namely, organisational climate…

133

Abstract

Purpose

This study aims to investigate the growth of Indonesian Islamic banks and explores organisational growth determinants from different perspectives, namely, organisational climate, intellectual capital (IC) and organisational service orientation. The study also attempts to develop a model to measure the growth of Islamic banks and uncovers the root causes of the stagnancy in Indonesian Islamic banking.

Design/methodology/approach

The study used survey questionnaires distributed to Islamic bank managers, who were considered representative experts in the field of Islamic banking. The data collected were analysed using the Statistical Package for Social Sciences (SPSS Version 21.0), and two analyses were performed with different strategies to build the regression model, namely, multiple linear regression and automatic linear regression.

Findings

The study found that IC significantly affected Islamic banks’ growth in Indonesia; however, organisational climate and service orientation did not predict such growth. Concerning service orientation as a mediating model, climate or IC had no indirect effect on growth.

Research limitations/implications

This study’s results contribute to fill the gap by analysing the growth of Islamic banks. Hence, the study results will be especially practical and helpful for Islamic bank managers and policymakers to help develop mechanisms for Islamic banks in Indonesia.

Originality/value

By combining the aspects of organisational climate, IC and service orientation from earlier studies and categorising them by organisational growth, together with a comprehensive literature review, the study proposes a model specific to Islamic banks. It also offers new insight and discussion for determining organisational growth in Indonesian Islamic banks.

Details

Journal of Islamic Accounting and Business Research, vol. ahead-of-print no. ahead-of-print
Type: Research Article
ISSN: 1759-0817

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Article
Publication date: 11 December 2023

Rezzy Eko Caraka, Robert Kurniawan, Rung Ching Chen, Prana Ugiana Gio, Jamilatuzzahro Jamilatuzzahro, Bahrul Ilmi Nasution, Anjar Dimara Sakti, Muhammad Yunus Hendrawan and Bens Pardamean

The purpose of this paper is to manage knowledge pertaining to micro, small and medium enterprise (MSME) actors in the business, agriculture and industry sectors. This study uses…

206

Abstract

Purpose

The purpose of this paper is to manage knowledge pertaining to micro, small and medium enterprise (MSME) actors in the business, agriculture and industry sectors. This study uses text mining techniques, specifically Latent Dirichlet Allocation Mallet, to analyze the data obtained from the in-depth interviews. This analysis helps us identify and understand the issues faced by these actors.

Design/methodology/approach

In this study, the authors use big data and business analytics to recalculate the MSME business vulnerability index in 503 districts and 34 provinces across Indonesia. Subsequently, the authors conduct in-depth interviews with MSME actors in Medan, Central Java, Yogyakarta, Bali and Manokwari, West Papua. Through these interviews, the authors explore their strategies for surviving the COVID-19 pandemic and the extent of their digital literacy, and the application of technology to maximize sales and business outcomes.

Findings

The findings reveal that, for the sustainable growth of MSMEs during and after the pandemic, collaboration across the Penta-Helix framework is essential. This collaboration enables the development of practical solutions for the challenges posed by COVID-19, particularly in the context of the “new normal.” In addition, the authors’ survey of MSMEs involved in agriculture, trade and processing sectors demonstrates that 58.33% experienced a decrease in income during the pandemic and 12.66% reported an increase in revenue. In contrast, 25% experienced no change in income before and during the pandemic.

Originality/value

This research contributes significantly by offering comprehensive insights obtained from in-depth surveys conducted with MSMEs across multiple sectors. The findings underscore the importance of addressing the challenges MSMEs face and highlight the need for collaboration within the Penta-Helix framework to foster their resilience and success amidst the COVID-19 pandemic.

Details

Journal of Asia Business Studies, vol. 18 no. 5
Type: Research Article
ISSN: 1558-7894

Keywords

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Article
Publication date: 12 February 2025

Taner Akan

Islamic economics was initially established as a discipline within a noninterest framework to foster equitable and sustainable growth. Its focus on noninterest equality has…

13

Abstract

Purpose

Islamic economics was initially established as a discipline within a noninterest framework to foster equitable and sustainable growth. Its focus on noninterest equality has transitioned to noninterest finance over time. The finance-driven approach needs being reformed as it may not generate structural solutions for the current macroeconomic challenges – including high inequality of income, sluggish growth and high interest rates. This study aims to ascertain whether Islamic economics is progressing in the correct direction by estimating whether noninterest equality or noninterest finance has a greater impact on aggregate income and lending interest rates in three steps.

Design/methodology/approach

The first step involves estimating the total effect centrality of income inequality and interest-bearing finance in the economies of the US, the UK and Germany. In the second stage, it is estimated whether the negative impacts of lending interest rates on aggregate income in these nations are exacerbated to a greater extent by income inequality or interest-bearing finance. The third step involves estimating whether income inequality or interest-bearing finance has a greater impact on increasing lending interest rates.

Findings

The study presents four findings. First, income inequality has a greater total effect centrality than bank credits in a network of aggregate income, lending interest rates, income inequality and bank credits in the UK and Germany. Second, the rising income inequality in the United States exacerbates the adverse effects of lending interest rates on aggregate income more significantly than bank credits. The slightly declining income inequality in the UK reduces the negative impact of lending interest rate on aggregate income, whereas bank credits exacerbate it. The negative effect of lending interest rates on aggregate income in Germany is converted into a positive effect by a progressively decreasing income inequality, whereas bank credits exacerbate it. Third, the extent of income equality’s alleviating (mediating) impact on the negative influence of lending interest rates on aggregate income intensifies with a greater reduction in income inequality. Fourth, banking credits convert the negative impacts of income inequality on lending interest rates into positive effects in the UK and Germany. They amplify the positive impact of income inequality on lending interest rates in the United States.

Practical implications

The study suggests that students of Islamic economics should focus on studying noninterest equality either no less than or more than noninterest finance to foster equitable growth, which is the most fundamental quantitative goal of Islamic economics.

Originality/value

This study is the first, to the author’s knowledge, to compare noninterest equality of income and noninterest finance using time-varying networks and mediation analysis. The study’s findings are crucial for comprehending the importance of income inequality in Islamic economic research, particularly in relation to its comparative significance with Islamic finance. Such an insight could potentially facilitate the application of the noninterest equality of income as a viable solution to the persistent predicament facing modern economies.

Details

International Journal of Islamic and Middle Eastern Finance and Management, vol. ahead-of-print no. ahead-of-print
Type: Research Article
ISSN: 1753-8394

Keywords

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