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Charging interest on lonas is considered normal business practice. However, today consumers and regulators are taking a close look at interest rates and fees which at times seem unreasonably high. But charging even a reasonable rate of interest has not always been considered morally acceptable. This paper examines the ethical evolution which has taken place concerning the morality of charging interest. In doing so it provides an unerstanding of the historical and philosophical foundations with respect to the charging of interest.

Latin American countries must prioritize energy efficiency and renewable energies in their energy policies. This has been debated for the past few decades. However, it is impossible to deny that energy efficiency and renewable energies have significant potential to mitigate the adverse effects of ever-increasing energy consumption induced by economic growth and the transformation of societies toward more energy-intensive models. This chapter identifies how sustainable energy policies could be considered successful in various Latin American economies through an active review and comparison of traditional energy models and their transition and respective consequences. The chapter concludes that there are national energy plans in countries in the region with a sustainable approach, and that clean energy and renewable sources have great potential. But it is also concluded that there is still a long way to go concerning legislation and legal frameworks.

The purpose of this paper is to provide an overview of the fast‐growing virtual world, focusing on the appeal of these environments for the “digital native” generation and the growth of Second Life.

The paper examines the latest research on virtual worlds and Second Life, examining the corporate presence “in‐world,” as well as the economic, technical, legal, ethical, and security issues involved for companies doing business in the virtual world.

The paper shows that Second Life and virtual worlds hold great opportunities, along with significant downsides, for companies.

The research is limited by the very fact that this is a fast‐developing, fast‐changing area, constantly generating both new opportunities and new issues/challenges.

With projections that 80 percent of all internet users will be involved in virtual worlds by 2011, it is important that executives and academicians be knowledgeable about these 3D internet environments.

The paper traces the development of virtual worlds in the larger context of the growth of online gaming as a form of entertainment and interaction. It takes an objective look at the benefits and pitfalls for organizations looking to engage in Second Life and other virtual worlds.

In recent years, gambling among university students has received significant focus as it may be viewed as an attractive and exciting form of income whilst studying. Given this, stakeholders in protection from gambling-related harm need to better understand student gambling behaviours. This understanding should include students on sports-based programmes given their closer connection to sporting events, and a heightened sense of competition among such often gendered cohorts. This study aims to provide greater insights into gambling behaviours among these cohorts.

The present pilot study comprised 210 university students on sports-based and non-sport-based programmes. Participants self-reported frequencies of gambling activity and expenditure via an online survey.

Results showed a significantly greater frequency of female student non-gamblers on non-sports-based degree programmes and a high frequency of male student gamblers on sports-based degree programmes (p = 0.02). Sports-based students also reported significantly higher scores on the Problem Gambling Severity Index (PGSI) than non-sports students (p < 0.01). Finally, gambling expenditure (p < 0.01) and regularity (p < 0.01) were significantly lower among students studying non-sports degree programmes.

The findings of the present study provide evidence to warrant further investigation into gambling perceptions and behaviours among students on sports-based programmes, with a view to assessing the potential need for targeted awareness, tailored support and how both can most effectively be provided.

This study aims to provide an example of how higher education institutions (HEIs) can use a successful campus infrastructure project to fund a student- and faculty-led, community-success platform that advances the sustainable development goals (SDGs).

The authors applied conceptual models for systems thinking and creating virtuous cycles to analyze Millersville University’s work to establish a community-impact, micro-grant fund using cost savings and utility rebates associated with a new campus zero-energy building. The analysis provides a case study that other HEIs can implement to create university and community virtuous cycles that advance the SDGs.

The case study suggests that as HEIs face increasing financial challenges, opportunities exist to capitalize on philanthropic giving and other funding sources to support community prosperity and increase university vitality through a shared responsibility paradigm centered on the SDGs.

This case study identifies specific funding sources that HEIs can use to fund campus and community sustainability projects using the SDG framework, mechanisms for establishing shared purpose around that impact and a conceptual model for thinking about opportunities to leverage philanthropic giving to create a virtuous cycle that increases university vitality through community impact.

Constructing a campus zero energy building funded in part through philanthropic giving provided a unique opportunity to explore how a project’s success can be leveraged to create additional community successes. This case study offers an example for how to convert one success into a platform that funds projects that have direct community impact in one or more of the SDG goal areas.

This paper aims at bridging the gap between theoretical frameworks for community sustainable development and descriptive-only case studies by using a case study to demonstrate a conceptual model or framework for advancing community sustainability (Karatzoglou, 2013). The case study provides a unique model for using utility rebates associated with an infrastructure project that was funded through philanthropic giving to establish a fund for projects that support the community. Utility rebates associated with campus energy efficiency projects are often otherwise overlooked, used to fund additional energy efficiency projects or simply returned to a university’s operating budget. For some HEIs, this model may connect the work of facilities staff to student success in ways that have not previously been explored. For others, this alternative use of utility rebates may offer an opportunity to increase the investment value of utility rebate dollars by creating virtuous cycles within their communities that contribute to university vitality.