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This paper aims to propose a new housing finance mechanism through gold price as an alternative to interest rate in Islamic home financing, especially on Bai’Bithaman Ajil (BBA) contract.

This study using simulation approach to calculate the monthly installments for home financing using gold price references. In simple terms, propose a financing formula in the BBA contract by converting the selling price of the house to the gold price, and then the monthly installments also follow the actual gold price. The authors provide an example by simulating this formula using historical data and cases of housing financing at Indonesian Islamic banks. The authors compare housing financing models based on gold prices and interest rates. Finally, The authors can compare the two housing financing models that are affordable for low-income people.

The results show that in the initial period, monthly installments of BBA based on gold price were lower than home financing based on interest rate. This result makes it possible for low-income people who cannot access financing based on interest rates to access financing based on gold price. However, the total installments of financing based on gold prices are higher than the financing model based on interest rates.

The paper confines one contract, namely, BBA, as it is claimed to be more Shariah-compliant than others.

These findings suggest an alternative model for Islamic banks and regulatory authorities in Indonesia to replace the interest rate reference with the gold price in BBA contract housing financing. This model can offer competitive advantages for Islamic banks, including lower initial installments and inflation-protected profits, serving as a means of differentiating them from conventional banks.

Gold price-based housing financing model in Islamic banks will increase the affordability of housing financing for low-income people.

This paper tries to solve two problems, namely, first, the problem of assuming that Islamic and conventional banks are the same, and second, the problem of housing finance affordability. This study needs to be explored.

People experiencing homelessness often have multiple health and other support needs, requiring complex, coordinated support. Admission to hospital is potentially an opportunity to address these needs and begin integrating care, but so often it is a missed one. Our purpose in this research was to evaluate an ongoing, roll-out programme that offered government funding to 17 “test sites” across England to develop integrated care as part of post-discharge “step-down” support. In this paper, we examine senior stakeholder experiences of seeking to implement integrated care as part of specialist step-down care.

In this paper, we focus on data collected in interviews with key stakeholders (N = 10) who managed the mobilisation of local out of hospital care models for people experiencing homelessness. Interviews were conducted and analysed from a relational perspective, that is focusing on relationships between interactants, through which, for example, identities, understanding and integrating practice emerge.

A relational perspective on the data provides insights to better understand the complexity of integrating care at the point of hospital discharge for people experiencing homelessness.

Although in depth, the data were limited to certain perspectives on the issues. Other perspectives and data collection from in-depth study of case sites would be invaluable in developing the empirical evidence base for a relational understanding of integrating care.

A relational perspective highlights the emergent and ongoing nature of integrating care in this context of support for people experiencing homelessness. The need for different system agents to work to be constantly enacting the desired support is crucial to understanding future system changes for integrating care.

This is the first paper developing a relational analysis of integrating care. It highlights a different theoretical perspective on the issues and important insights.

The global economy is experiencing an expansion in knowledge-based businesses, which has compelled organizations to search for mechanisms of raising knowledge worker productivity. This study utilizes multiple theories to explain lessons learned from a positive story on how to raise the productivity of knowledge workers.

The study used a qualitative methodology of storytelling, a form of narrative inquiry about a phenomenon. In-depth interviews were carried out with information and communication technology (ICT) workers in Uganda.

Findings reveal that knowledge workers who communicate and mutually support each other are inclined to share knowledge and best practices that promote cost-effective utilization of resources. Additionally, knowledge workers with a behavior oriented toward the continuous exploration of innovative ideas are proactive in creating knowledge on how to render quality services.

The study was carried out in one country, which may limit generalization of results.

The study underscores the importance of continuously developing the human capital base and fostering a collaborative environment for knowledge workers. This nurtures the capacity and a shared responsibility to generate innovative ideas directed toward the effective utilization of resources. Moreover, the study advocates for the inclusion of social competencies, such as interpersonal skills, in the selection process of knowledge workers.

This study stands out from the existing literature since it uses a success story to document the real-life experiences of a knowledge worker who had to overcome numerous challenges to raise productivity in knowledge work.

This qualitative study aims to identify key intervention areas for today’s leaders and the leadership skills necessary to enhance employee motivation in this digitized, post-COVID era.

An inductive qualitative approach with a semi-structured interview-based design has been adopted, inspired by previous studies that aimed to explore and shed light on the object of this study.

First, findings refer to actual main areas of intervention and challenges for leaders to drive organizations in the new post-Covid digitalized era. Second, the study also identifies new skills needed to lead businesses and drive employees’ motivation. Third, this work proposes a framework to explain the leadership role in the actual complex reality.

Despite the extensive body of research on leadership, current theories fall short in the complex, post-COVID environment marked by instability, constant change and pervasive technology. Thus this research strives to develop an integrated framework to better elucidate the challenges and skills essential for leading businesses in today’s complex reality, with a comprehensive perspective.