Journal of Financial Regulation and Compliance: Volume 26 Issue 1

Multiple banking relationships and exposure at default: Evidence from the Italian market

Lucia Gibilaro, Gianluca Mattarocci

This paper aims to analyse the exposure at default (EAD) in the event of multiple banking relationships to understand the differences with respect to solo banking relationships…

Banks, private money creation, and regulatory reform

Gerry Cross

This paper aims to consider recent arguments that post-crisis regulatory reform has misunderstood the nature of banks’ activities. These arguments suggest that a bank’s role is…

A European banking business models analysis: the investment services case

Paola Musile Tanzi, Elena Aruanno, Mattia Suardi

Business Model Analysis is acquiring increasing visibility in the European banking regulatory framework, following the European Banking Authority guidelines on common procedures…

The Federal Reserve and retail payments: a historical review

Ashish Lall

The purpose of this paper is to provide a comprehensive historical review of the role of the Federal Reserve in retail payments in the USA.

The European rating fund

Dirk-Hinnerk Fischer

The complexity of the financial markets and their controlling entities make structural reforms highly problematic and controversial. This paper aims to address the deficiencies of…

Revised standardised approach for credit risk in practice: evidence from public sector entities (PSEs)

Lukasz Prorokowski

Focusing on delivering practical implications, the purpose of this paper is to show optimal ways of calculating risk weights for public sector entities (PSEs) under the…

Market structure in the Vietnamese banking system: a non-structural approach

Thao Ngoc Nguyen, Chris Stewart, Roman Matousek

This paper aims to examine the market structure of Vietnam’s banking sector during 1999-2009, which is after the introduction of the two-tier banking system, using the…

An empirical investigation into the corporate culture of UK listed banks

Paul Cox, Diandra Soobiah

This paper aims to report new research into how small groups of people – officers, directors and managers – are guiding the governance, design and delivery of conduct and culture…

How firms borrow in international bond markets: Securities regulation and market segmentation

Alberto Fuertes, Jose María Serena

This paper aims to investigate how firms from emerging economies choose among different international bond markets: global, US144A and Eurobond markets. The authors explore if the…

Capital regulatory pressure, charter value and bank risk-taking: empirical evidence for China

Jinyi Zhang, Hai Jiang

The purpose of this paper is to identify the effect of induced capital regulatory pressure on banks’ charter value and risk-taking, and the influence of bank’s charter value on…

Corrigendum