International Journal of Bank Marketing: Volume 33 Issue 5

Do payday loans help the working poor?

Paul Sergius Koku, Sharan Jagpal

The purpose of this paper is twofold: to examine the plight of a particular segment of the poor – the working poor – in the USA relative to their exclusion from traditional…

Competition against common sense: Insights on peer-to-peer lending as a tool to allay financial exclusion

Yuliya Komarova Loureiro, Laura Gonzalez

The purpose of this paper is to provide insights into peer-to-peer (P2P) lending which has served as one important tool to mitigate financial exclusion. The main proposition of…

Can microfinance crowdfunding reduce financial exclusion? Regulatory issues

Nadiya Marakkath, Laurence Attuel-mendes

– The purpose of this paper is to discuss how regulatory environment can be a fundamental constraint or lever in defining the scope of operations of a social innovation.

College student financial capability: A framework for public policy, research and managerial action for financial exclusion prevention

Alvin J Williams, Ben Oumlil

The reviewed literature emphasized that the student loan debt issues have a lot of connections to the economy. This conclusion is in support with broader evidence that high…

Financial exclusion of the poor: a literature review

Paul Sergius Koku

The purpose of this paper is to conduct a cross-disciplinary review of the literature on financial exclusion in order to provide a place where one could have a bird’s eye view of…

Guest editorial

Professor Paul Sergius Koku