Predictive Accuracy of Judgmental vs Statistical Approaches to Bank Loan Appraisal: Empirical Evidence from Nigeria
Abstract
There has been a general concern about the alarming rate of loan default, resulting in a large number of bad and doubtful accounts, in the Nigerian banking industry. To stem this undesirable trend, some observers have advocated the employment of statistical models to enhance the objectivity and, hence, the predictive accuracy of banker's loan decisions.
Citation
Ariyo, A. and Kayode Abegunde, E. (1992), "Predictive Accuracy of Judgmental vs Statistical Approaches to Bank Loan Appraisal: Empirical Evidence from Nigeria", Managerial Finance, Vol. 18 No. 6, pp. 4-14. https://doi.org/10.1108/eb013695
Publisher
:MCB UP Ltd
Copyright © 1992, MCB UP Limited