The impact of bank financing and internal financing sources on women’s motivation for e-entrepreneurship

Abstract

Purpose

The purpose of this paper is to examine the impact of bank financing and internal financing sources on women’s motivation for e-entrepreneurship.

Design/methodology/approach

Female owners of e-businesses in India were surveyed regarding their perceptions of bank financing, internal financing sources and their motivations for e-entrepreneurship.

Findings

The findings of this study show that bank financing and internal financing sources positively impact women’s motivation for e-entrepreneurship in India. The results show that family status, education, easy access to new business information and location positively impact women’s motivation for e-entrepreneurship in India. The findings also show that bank financing has a higher impact on women’s motivation for e-entrepreneurship compared with internal financing sources.

Research limitations/implications

This is a co-relational study that investigated the relationship between bank financing and women’s motivation for e-entrepreneurship and the relationship between internal financing sources and women’s motivation for e-entrepreneurship. There is not necessarily a causal relationship between the two. The findings of this study may only be generalized to individuals similar to those that were included in this research.

Originality/value

This study contributes to the literature on the impact of bank financing and internal financing sources on women’s motivation for e-entrepreneurship. The findings may be useful for investment advisors, the Indian Government and entrepreneurship consultants.

Citation

Mand, H.S., Atri, M., Gill, A. and Amiraslany, A. (2018), "The impact of bank financing and internal financing sources on women’s motivation for e-entrepreneurship", International Journal of Gender and Entrepreneurship, Vol. 10 No. 2, pp. 102-115. https://doi.org/10.1108/IJGE-07-2017-0041