Digitisation of the Self-Help Groups

Abstract

Self-help groups (SHGs) are formed by the tribal people to access finance through SHG bank linkage programme. The efforts to govern self-help groups (SHGs) are challenged by the absence of adequate bookkeeping and regular meetings, hindering effective governance despite all endeavors. The members of the groups are tribal people from the marginalised sections of society, and they are unable to maintain the books of accounts and keep track of their money because of illiteracy and banks being at far distance from their place of abode. Digitisation of SHGs has a vast impact on the efficiency of the groups and their financial sustainability. This chapter wishes to look at the digitisation initiative to transition the records of SHGs from manual to electronic mode, where the accounts will be visible to all the members. However, digital literacy is a big challenge, and this chapter aims to look at the challenges in digitisation of group.

Citation

Malhotra, N. (2024), "Digitisation of the Self-Help Groups", Sustainable Pathways, Emerald Publishing Limited, Leeds, pp. 161-178. https://doi.org/10.1108/978-1-83549-490-520241016